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SlackBeef

Investment Idea's

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Just recently came to me that I should invest. I just don't know what to invest in. Did little research on CDs and found that those are just not worth it, such little return for long periods of time. Looks more like something you would do for your children if you had any. So now I am asking any and all of you who see this thread what would be some good investment opportunities or things you have experienced in the past/present?
GO BIG OR GO HOME!

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My son is taking some investment classes in college right now, he keeps telling me to invest in Mutual Funds.
She is Da Man, and you better not mess with Da Man,
because she will lay some keepdown on you faster than, well, really fast. ~Billvon

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Vanguard's [S&P] 500 Index Fund

http://www.fool.com/mutualfunds/indexfunds/indexfunds01.htm

"S&P index funds have garnered a lot of attention over the last couple of years for good reason. The Vanguard S&P 500 fund has outperformed over 90% of all domestic equity mutual funds over the past three and five years (and a much higher number if you include bond and international equity funds). But S&P index funds certainly aren't the only index funds -- and in fact may not even be the best."

https://personal.vanguard.com/us/FundsSnapshot?FundId=0040&FundIntExt=INT


DISCLAIMER: This is Investment Education, not Investment Advice. :)

Nobody has time to listen; because they're desperately chasing the need of being heard.

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Although the market has had its volatile ups and downs the last decade, it's still a proven winner over long periods of time. Buying stocks, whether individually or in a mutual fund, is like buying a piece of the company(ies). Buying CD's is like renting out your money. Owning is better than renting.

Vskydiver and I have several investments with Vanguard. They have great customer service and low management fees. I highly recommend them. And the S & P 500 fund is an excellent place to start. :)
I gotta say, though, I put my 401K at work into the Small Cap fund. That's been recovering even faster than the S & P recently. B|

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Vanguard is a good deal because their service charges are low.



And when your investment in a fund exceeds $100K, they convert it to an "Admiral" fund where the charges are even lower.
"There are only three things of value: younger women, faster airplanes, and bigger crocodiles" - Arthur Jones.

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Small caps usually do well when the market is on rough turf like it is now. It's good to have some small cap in a portfolio to balance out some large cap funds too. Incidentally, now is probably a good time to get into some large cap funds.

Vanguard has always had low management fees which is something few fund companies have been able to figure out. On top of that, from what I've researched in the past, Vanguard has always had solid performance.

Gold... a good time would have been 10 years ago when it was dirt cheap. Ever hear the expression "buy low, sell high." Sad that most people chase performance and they end up buying high and selling low when their funds start to tank. Those who are buying gold now are chasing performance. My father in law is doing this. 10 years ago when gold was $400 an ounce, he'd have never considered it.

Go find a planner to help you pull it all together. There are too many options available and if you don't have a plan, you're feeling around in the dark.
Andy
I'll believe it when I see it on YouTube!

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