alanab 0 #1 September 7, 2005 where the hell can i get some with more than a few tickets on my record? right now im paying $135/month with progressive... and i just got a ticket this weekend. who is good and cheap for car insurance? Quote Share this post Link to post Share on other sites
jumpwally 0 #2 September 7, 2005 Sorry,,don't think you will do major savings anywhere. Slow down,,save your speed for the Sky !smile, be nice, enjoy life FB # - 1083 Quote Share this post Link to post Share on other sites
flyangel2 2 #3 September 7, 2005 My son just bought a new truck, and he's had a number of speeding tickets. His insurance is now $250 a monthMay your trails be crooked, winding, lonesome, dangerous, leading to the most amazing view. May your mountains rise into and above the clouds. - Edward Abbey Quote Share this post Link to post Share on other sites
mailin 0 #4 September 7, 2005 Wow - you pay less than me and I have a perfect driving record, no accidents and no tickets JenArianna Frances Quote Share this post Link to post Share on other sites
prepheckt 0 #5 September 7, 2005 USAA is good, but you have to be military or a military dependant to be able to use it. I have had 1 accident and 2 tickets (one of which I had removed because I know the cops in the area). I pay around $87 a month. I can't wait until I turn 25 and it drops. Have you applied for all possible discounts with Progressive? Ask your agent to see what they offer i.e anti-theft devices, daytime running lights, good student discount (if you're still in school) may be able to lower you insurance rates a bit."Dancing Argentine Tango is like doing calculus with your feet." -9 toes Quote Share this post Link to post Share on other sites
Amanda965 0 #6 September 7, 2005 It sounds ghetto I know, but if they are gonna drop you, 1-800-safe-auto covers high risk drivers. With them, on a positive note, you get a 5% discount for every six months you go without an offense. Geico I hear is pretty good as well for cost.Blue skies and SAFE landings! ~Amanda~ Quote Share this post Link to post Share on other sites
popsjumper 2 #7 September 7, 2005 Quotewhere the hell can i get some with more than a few tickets on my record? Step away from the car...let someone else drive! I'm surprised Geico hasn't made into this thread yet.... Alana, I would love to be your chauffer.My reality and yours are quite different. I think we're all Bozos on this bus. Falcon5232, SCS8170, SCSA353, POPS9398, DS239 Quote Share this post Link to post Share on other sites
Chrissay 0 #8 September 7, 2005 I pay about $760 a year with State Farm, I also have a renters insurance policy through them so I am sure that helps my auto rate. And for some reason about 6 months after I started with them, I got a speeding ticket and a couple of months later, they lowered my insurance, not sure why, but I wasn't going to ask any questions! Quote Share this post Link to post Share on other sites
benforde 0 #9 September 7, 2005 Quotewhere the hell can i get some with more than a few tickets on my record? right now im paying $135/month with progressive... and i just got a ticket this weekend. who is good and cheap for car insurance? driving southwest? Quote Share this post Link to post Share on other sites
brianemerson 0 #10 September 7, 2005 I pay ~ $1,200 a year for two cars full coverage through USAA Quote Share this post Link to post Share on other sites
vdschoor 0 #11 September 7, 2005 he chica!! Can't you do traffic school? Or is this your second ticket already? I know here in Cali you can do traffic school if you get a ticket and get it off your license.. but then if you get a second one within 18 months, you can't do traffic school. Quote Share this post Link to post Share on other sites
DrewEckhardt 0 #12 September 7, 2005 Quotewhere the hell can i get some with more than a few tickets on my record? right now im paying $135/month with progressive... and i just got a ticket this weekend. who is good and cheap for car insurance? When it last ran my bike ran under $200 a year for full coverage since I bought it new in 1998. Before that I paid under $100 for for collision only. Presumably you can't do as much damage with a motorcycle and most people don't ride during the winter, although that doesn't explain the low comprehensive rate. I pay $250 a year for my Toyota from Farmer's. No collision, no comprehensive, and no medical coverage really keeps it cheap. Then there's my Audi at $1100 and change. Dropped $100/year when I lost the redundant medical coverage. Protecting you against theft and from your mistakes is not cheap. People I know in downtown Denver pay a lot more. So you might drive a less expensive car that doesn't need full coverage and avoid living/working in urban areas. Quote Share this post Link to post Share on other sites
Paige 0 #13 September 7, 2005 Geico has been good to me and you can make quarterly payments. I think you can do monthly also but not 100%. You can take care of everything online, I love it, use the site all the time and would recommend it. I have not filed a claim or anything like that so maybe other have different experiences. Hope this helps.Tunnel Pink Mafia Delegate www.TunnelPinkMafia.com Quote Share this post Link to post Share on other sites
Elisha 1 #14 September 7, 2005 QuoteHave you applied for all possible discounts with Progressive? Ask your agent to see what they offer i.e anti-theft devices, daytime running lights, good student discount (if you're still in school) may be able to lower you insurance rates a bit. Geico and Progressive don't have agents - they're direct marketers. They have Customer Service reps instead. Quote Share this post Link to post Share on other sites
prepheckt 0 #15 September 7, 2005 QuoteQuoteHave you applied for all possible discounts with Progressive? Ask your agent to see what they offer i.e anti-theft devices, daytime running lights, good student discount (if you're still in school) may be able to lower you insurance rates a bit. Geico and Progressive don't have agents - they're direct marketers. They have Customer Service reps instead. I hereby stand rebuked, but Customer Service representatives is what I meant."Dancing Argentine Tango is like doing calculus with your feet." -9 toes Quote Share this post Link to post Share on other sites Elisha 1 #16 September 7, 2005 It's ok. ...back to topic. Be VERY careful about getting insurance from some less reputable carriers, even if it may be the "cheapest". They may be the cheapest for a reason, like unable or unwilling to pay claims. Check their credit rating. If they are not in the A range (by one of the major rating agencies like AM Best, Moodys or Standard & Poor), then be suspect. They could go out of business while your policy is in force. Quote Share this post Link to post Share on other sites jumprunner 0 #17 September 7, 2005 QuoteMy son just bought a new truck, and he's had a number of speeding tickets. His insurance is now $250 a month Whew!!! Hope he's rich. Quote Share this post Link to post Share on other sites jumprunner 0 #18 September 7, 2005 Quotewhere the hell can i get some with more than a few tickets on my record? right now im paying $135/month with progressive... and i just got a ticket this weekend. who is good and cheap for car insurance? Are you on full coverage or just liablility? Quote Share this post Link to post Share on other sites wmw999 2,155 #19 September 7, 2005 I hate to tell you, but the tickets are, in fact, killing you. There's a correlation between them and accidents, which is what insurers get stuck with. Can you drop your coverage to some lower level (e.g. drop collision and comprehensive). Otherwise, you might just have to adjust your driving habits if you can't find cheaper insurance. Wendy W.There is nothing more dangerous than breaking a basic safety rule and getting away with it. It removes fear of the consequences and builds false confidence. (tbrown) Quote Share this post Link to post Share on other sites Elisha 1 #20 September 7, 2005 QuoteI hate to tell you, but the tickets are, in fact, killing you. There's a correlation between them and accidents, which is what insurers get stuck with. Can you drop your coverage to some lower level (e.g. drop collision and comprehensive). Otherwise, you might just have to adjust your driving habits if you can't find cheaper insurance. Wendy W. Listen to the wise lady... Wendy, you sound cool. Sorry you're not coming to Byron. Quote Share this post Link to post Share on other sites flyangel2 2 #21 September 7, 2005 But Wendy will be at JFTC, so come down and met her thenMay your trails be crooked, winding, lonesome, dangerous, leading to the most amazing view. May your mountains rise into and above the clouds. - Edward Abbey Quote Share this post Link to post Share on other sites Nightingale 0 #22 September 7, 2005 hmm... were I in your position, I'd invest in a really good radar detector too. Quote Share this post Link to post Share on other sites wingnut 0 #23 September 8, 2005 Quotewho is good and cheap for car insurance? well i pay 85 a month to cover my car and my rv..... but i have a clean record and am over 25... looks like in a few years you could have cheap insurance too, untill then keep your nose clean and it will happen eventually....... that's what keeps me outof tickets is thinking of my cheap insurance.......... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites mdrejhon 8 #24 September 8, 2005 I gave up having a car and now live downtown. I carpool to the dropzone instead. That's many thousands of dollars per year saved. I do use a carsharing service when I need it. (VRTUCAR, which is similiar to Zipcar) Quote Share this post Link to post Share on other sites Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. Reply to this topic... × Pasted as rich text. Paste as plain text instead Only 75 emoji are allowed. × Your link has been automatically embedded. Display as a link instead × Your previous content has been restored. Clear editor × You cannot paste images directly. Upload or insert images from URL. Insert image from URL × Desktop Tablet Phone Submit Reply 0
Elisha 1 #16 September 7, 2005 It's ok. ...back to topic. Be VERY careful about getting insurance from some less reputable carriers, even if it may be the "cheapest". They may be the cheapest for a reason, like unable or unwilling to pay claims. Check their credit rating. If they are not in the A range (by one of the major rating agencies like AM Best, Moodys or Standard & Poor), then be suspect. They could go out of business while your policy is in force. Quote Share this post Link to post Share on other sites
jumprunner 0 #17 September 7, 2005 QuoteMy son just bought a new truck, and he's had a number of speeding tickets. His insurance is now $250 a month Whew!!! Hope he's rich. Quote Share this post Link to post Share on other sites
jumprunner 0 #18 September 7, 2005 Quotewhere the hell can i get some with more than a few tickets on my record? right now im paying $135/month with progressive... and i just got a ticket this weekend. who is good and cheap for car insurance? Are you on full coverage or just liablility? Quote Share this post Link to post Share on other sites
wmw999 2,155 #19 September 7, 2005 I hate to tell you, but the tickets are, in fact, killing you. There's a correlation between them and accidents, which is what insurers get stuck with. Can you drop your coverage to some lower level (e.g. drop collision and comprehensive). Otherwise, you might just have to adjust your driving habits if you can't find cheaper insurance. Wendy W.There is nothing more dangerous than breaking a basic safety rule and getting away with it. It removes fear of the consequences and builds false confidence. (tbrown) Quote Share this post Link to post Share on other sites
Elisha 1 #20 September 7, 2005 QuoteI hate to tell you, but the tickets are, in fact, killing you. There's a correlation between them and accidents, which is what insurers get stuck with. Can you drop your coverage to some lower level (e.g. drop collision and comprehensive). Otherwise, you might just have to adjust your driving habits if you can't find cheaper insurance. Wendy W. Listen to the wise lady... Wendy, you sound cool. Sorry you're not coming to Byron. Quote Share this post Link to post Share on other sites
flyangel2 2 #21 September 7, 2005 But Wendy will be at JFTC, so come down and met her thenMay your trails be crooked, winding, lonesome, dangerous, leading to the most amazing view. May your mountains rise into and above the clouds. - Edward Abbey Quote Share this post Link to post Share on other sites
Nightingale 0 #22 September 7, 2005 hmm... were I in your position, I'd invest in a really good radar detector too. Quote Share this post Link to post Share on other sites
wingnut 0 #23 September 8, 2005 Quotewho is good and cheap for car insurance? well i pay 85 a month to cover my car and my rv..... but i have a clean record and am over 25... looks like in a few years you could have cheap insurance too, untill then keep your nose clean and it will happen eventually....... that's what keeps me outof tickets is thinking of my cheap insurance.......... ______________________________________ "i have no reader's digest version" Quote Share this post Link to post Share on other sites
mdrejhon 8 #24 September 8, 2005 I gave up having a car and now live downtown. I carpool to the dropzone instead. That's many thousands of dollars per year saved. I do use a carsharing service when I need it. (VRTUCAR, which is similiar to Zipcar) Quote Share this post Link to post Share on other sites
