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rushmc

Obamacare Opt Out WARNING!

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rushmc

******Good luck with the business

It is tough getting one up and running today



Sorry, fixed it..

That can be very tough too

How so, didn't Harry Reid and Nancy Pelosi fix healthcare?:|
I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

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JohnnyMarko

Oh and I wonder how all this is going to affect my CPAP and my supplies :|



Well, don't wonder anymore . . . KNOW that the price will go up significantly.
Medical devices and supplies are being given their own special taxes.
I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

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turtlespeed

***Oh and I wonder how all this is going to affect my CPAP and my supplies :|



Well, don't wonder anymore . . . KNOW that the price will go up significantly.
Medical devices and supplies are being given their own special taxes.

Fuck me........I really need to do my research...

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JohnnyMarko

******Oh and I wonder how all this is going to affect my CPAP and my supplies :|



Well, don't wonder anymore . . . KNOW that the price will go up significantly.
Medical devices and supplies are being given their own special taxes.

Fuck me........I really need to do my research...

That's what we're here for.

The Conservatives for the research . . . The Dems can do the rest.:P
I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

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Not necessarily you in particular, but, well, if you're a skydiver, you need health insurance.

It's for the things that you don't expect to happen. If you're paying $1500/year for insurance, and getting 10 doctor visits plus other stuff a year from it, surprise, no one can make a living off that.

If I had $2000/year in claims against my homeowner's insurance, I'd definitely be paying more than $2000/year, wouldn't I?

That single trip to the ER that costs $10,000. All those tests at a physical. The cost of insurance has to be greater than the anticipated expenses over the population.

Right now, hospitals and local taxes are covering the difference for uninsured people. Which means that local taxpayers are covering it -- it's not like the cost is going away. In the future, other insured parties will cover at least some of the previously-uninsured. That means that they'll pay more, but (hopefully) in the long run local hospital districts won't keep raising their prices.

Who knows. It's untenable now, it really is. 10 years ago insurance was (I believe) my company's fastest-rising expense. I doubt that's changed.

Wendy P.
There is nothing more dangerous than breaking a basic safety rule and getting away with it. It removes fear of the consequences and builds false confidence. (tbrown)

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Welp, I gave up on skydiving a little bit ago...

And my last doctor's visit was for my CPAP machine, which was when I was still on my parents' plan. I now own the machine outright and have only needed supplies for it a few times, nothing too expensive.

Going back to what normiss said, I'm young, healthy, and haven't been to the doctor since my high school sports physical....

My plan WAS to move out on my own, which I did, start paying all my own bills, which I have, and get off my parents health insurance plan and get my own once I found a job that helps with the costs, which I have not.

My plans are changing.

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billvon

>BUT I DONT WANT HEALTH INSURANCE YET

You already have medical issues and you don't want health insurance? Figure you'll just get it once you break your leg or something?



Yes

ETA: I'm a turd...I want health insurance, but not yet. I own the bulk of my equipment outright now, and replace the filter every so often (about $20 a pack). That being my only medical condition at the moment, and costs being very low, I don't want to be shelling out $132 a month when I don't anticipate a DR's visit.

"But Johnny, you could have an unforeseen accident with tons of medical bills!"

Of course I can, so can anyone...but for now, I'm 23, fit and active, live a fairly low risk lifestyle, don't smoke, and consider myself very healthy. So for now, I don't want to be forced to pay for something I don't CURRENTLY use or be forced to pay a fine because of that choice.

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>Of course I can, so can anyone...but for now, I'm 23, fit and active, live a fairly
>low risk lifestyle, don't smoke, and consider myself very healthy.

One could argue that since you just posted about how to obtain medical equipment that you need, that "very healthy" might not fit.

What would you plan to do if you found out you had a deadly but treatable disease? Would you be OK with accepting death if you could not afford the treatment? Would your family?

(BTW a lot of people think like you do, and that doesn't make you an idiot or anything. But a large population of people doing that - only getting insurance when they are sick - has led us to a lot of the problems we see today.)

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Arvoitus

What the fuck? I'm getting this right? The U.S. government is forcing people to buy health insurance from private insurance companies?



Where have you been?

Conservatives have been screaming this for years!:o
I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

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billvon

>Of course I can, so can anyone...but for now, I'm 23, fit and active, live a fairly
>low risk lifestyle, don't smoke, and consider myself very healthy.

One could argue that since you just posted about how to obtain medical equipment that you need, that "very healthy" might not fit.


I'll give you that. I have a problem without a cure that I am currently treating. So take me down a peg to just "healthy"

Quote

What would you plan to do if you found out you had a deadly but treatable disease? Would you be OK with accepting death if you could not afford the treatment? Would your family?



Currently, I'd be phugged. No way in hell I myself could afford treatment. My family? They'd try every way they could I'm sure. But they understand why I currently don't want to spend $ on insurance.

Quote

(BTW a lot of people think like you do, and that doesn't make you an idiot or anything. But a large population of people doing that - only getting insurance when they are sick - has led us to a lot of the problems we see today.)



I don't wanna grow up, I wanna be a toys r' us kid....seriously, I don't plan on NEVER (double neg?) having insurance...but right now, as a young, very healt....sorry, just healthy kid, I would like to wait.

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>seriously, I don't plan on NEVER (double neg?) having insurance...but right now,
>as a young, very healt....sorry, just healthy kid, I would like to wait.

There's the dilemma. You'll end up spending the same amount on your insurance no matter what. All that money comes from somewhere, and you can pay a little now and a little later or a lot later. A lot of people try to "game the system" by only getting health insurance only when they absolutely need it, hoping that they can get $400,000 of coverage for a few monthly payments of $200. However, insurance companies are wise to that game and have been "gaming" right back. Which, again, is where the problems are coming from.

One of the reasons the situation is different than it was 100 years ago is that we now CAN cure a lot of the diseases that once killed people - and such treatments are expensive but not prohibitively so. Thus when people get sick they consider healthcare something of a right, and thus do things like "just go to the ER and don't pay" or "sign up after I get sick but before I get diagnosed by a doctor." Both sides have been playing these tricks for so long that our healthcare system is a mess - which is one reason that the ACA came about.

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JohnnyMarko

***>Of course I can, so can anyone...but for now, I'm 23, fit and active, live a fairly
>low risk lifestyle, don't smoke, and consider myself very healthy.

One could argue that since you just posted about how to obtain medical equipment that you need, that "very healthy" might not fit.


I'll give you that. I have a problem without a cure that I am currently treating. So take me down a peg to just "healthy"

Quote

What would you plan to do if you found out you had a deadly but treatable disease? Would you be OK with accepting death if you could not afford the treatment? Would your family?



Currently, I'd be phugged. No way in hell I myself could afford treatment. My family? They'd try every way they could I'm sure. But they understand why I currently don't want to spend $ on insurance.

Quote

(BTW a lot of people think like you do, and that doesn't make you an idiot or anything. But a large population of people doing that - only getting insurance when they are sick - has led us to a lot of the problems we see today.)



I don't wanna grow up, I wanna be a toys r' us kid....seriously, I don't plan on NEVER (double neg?) having insurance...but right now, as a young, very healt....sorry, just healthy kid, I would like to wait.

I don't know how to say this nicely over the internet . . . (Compassionate Star Wars Emperor Voice) My guess is that you should have rallied your young friends to vote against Obama then.[:/][/voice]

:D

I know it's not funny.

I can see where the next election is going to be interesting, though; when the youngish voter crowd and the previously young and naive Obama voters go to the polls with an extra bill they have to pay of about 200/Month.:D:D:D:D

Should be VERY interesting.
I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama
BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun

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turtlespeed

******>Of course I can, so can anyone...but for now, I'm 23, fit and active, live a fairly
>low risk lifestyle, don't smoke, and consider myself very healthy.

One could argue that since you just posted about how to obtain medical equipment that you need, that "very healthy" might not fit.


I'll give you that. I have a problem without a cure that I am currently treating. So take me down a peg to just "healthy"

Quote

What would you plan to do if you found out you had a deadly but treatable disease? Would you be OK with accepting death if you could not afford the treatment? Would your family?



Currently, I'd be phugged. No way in hell I myself could afford treatment. My family? They'd try every way they could I'm sure. But they understand why I currently don't want to spend $ on insurance.

Quote

(BTW a lot of people think like you do, and that doesn't make you an idiot or anything. But a large population of people doing that - only getting insurance when they are sick - has led us to a lot of the problems we see today.)



I don't wanna grow up, I wanna be a toys r' us kid....seriously, I don't plan on NEVER (double neg?) having insurance...but right now, as a young, very healt....sorry, just healthy kid, I would like to wait.

I don't know how to say this nicely over the internet . . . (Compassionate Star Wars Emperor Voice) My guess is that you should have rallied your young friends to vote against Obama then.[:/][/voice]

:D

I know it's not funny.

I can see where the next election is going to be interesting, though; when the youngish voter crowd and the previously young and naive Obama voters go to the polls with an extra bill they have to pay of about 200/Month.:D:D:D:D

Should be VERY interesting.

You guys ready to kill me?

See my other thread...I don't vote

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>I can see where the next election is going to be interesting, though; when the
>youngish voter crowd and the previously young and naive Obama voters go to the
> polls with an extra bill they have to pay of about 200/Month.

And the even larger crowd of responsible people who, before yesterday, could not afford health insurance.

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If you live somewhere that has socialised health care then that's fine. If you don't then it's really not.

This is one of the problems that the ACA is designed to fix. If you break a leg, or get diagnosed with cancer, or a million other things that you cannot predict and have nothing to do with your "healithiness" then either you are covered (whether that's ACA or socialised healthcare or whatever) or you are not, which leads to bankruptcy, crippling debt or alternatively the state ends up paying for all of it anyway with no contribution from you.
If the insurance model is the one you go with like in the US, you can't wait to get ill before paying premiums because that would quickly put all the insurance companies out of business, due to money out > money in.
Never try to eat more than you can lift

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