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You'll find the official rules here. https://www.pcisecuritystandards.org/pdfs/pci_fs_data_storage.pdf including: - Do not store sensitive authentication data contained in the payment card’s storage chip or full magnetic stripe, including the printed 3-4 digit card validation code on the front or back of the payment card after authorization So if it's a card not present transaction, the merchant has to be able to accept the 3 figure code, validate it then remove it from all records. Otherwise they are not compliant with the industry's PCI security standard. Anne

Not hostel specific, but something to watch out for in crowds. If someone grabs him and points out a mess on his back, he needs to keep his hands on his valuables and move away fast. Goes like this. Crook 1 creates the mess - can be ketchup, mayo, spit or anything mucky. Crook 2 grabs the vic roughly, pulling at jacket to show the mess. That's when wallets, phones etc 'disappear'. Trick works best in crowds when it's easy for the crooks to disappear and the vic's attention is easily distracted. Know several people this has happened to and not just in South America. Actually watched it happen while looking out a train window in Holland. Anne

Bodyflight advises caution and asks the flier to discuss the injury with staff. Airkix asks for a doctor's certificate. Copies of the waiver details are online for both. Neither states a total bar on shoulder injuries. It would be worth Heather giving them a call and asking to speak to an instructor for advice. If she's near any of the tunnels, going to have a look around and a chat might be more productive since it's easier for an instructor to see how fit she is. Heather, if you decide to do this, don't try Bodyflight on the weekend of 4th April as that's the World Challenge weekend and instructors won't have time to chat since they'll be in the throes of managing large numbers of competitors and there's no public flying. If you avoid that weekend you will find them a very friendly and helpful bunch. Anne

If you're anywhere near a windtunnel, you could try a session there to check that your shoulder is happy in the freefall position. Ask to talk to an instructor before you book and explain what you want to do, then explain again on the day to the instructor who briefs you. Windtunnels at: Bedford https://www.bodyflight.co.uk/fly Basingstoke, Milton Keynes, Manchester http://www.airkix.com/ Anne

For a tunnel newbie who hasn't got used to the sudden drop, aiming to fly through the door could result in a pretty hard landing. I've seen quite a few people land in a heap as a result of being out of the wind before they expected it. Flying TO the door before gripping is the advice I've always heard. Once people are used to the tunnel, they may find refinements useful, but a tunnel newbie needs to develop a bit of understanding first. Anne

It's not unknown for someone new to the tunnel to make a grab for the edge of the door when exiting, rather than flying right up to it. That can result in shoulder strain. Anne

I'm guessing that if you're still in the UK and based in Scotland, the tunnel you're thinking of is Airkix in Manchester. It would be worth telling them when you book that you're planning AFF. You may be able to borrow a dummy rig to try practice pulls with, once you have shown you can control your body in the tunnel. Also, quite a few tunnel instructors are trained to help people preparing for AFF, so if you tell them that's what you intend, you'll get more help. You can do a fair bit of AFF freefall preparation in the tunnel, and it would be worth asking the AFF instructor what he recommends. He might be able to put you in touch with someone who does specific AFF preparation sessions which fit with his coaching approach. Anne

May sound silly, but did anyone remind you to smile?

It's a bad time to click on any links in any suspicious looking email. Try googling cryptolocker to see what I mean. Anne

Try learning to do reiki. You don't have to buy in to the spiritual side for it to be effective at creating a relaxed state. Anne

Book ahead if you want to go from Ushuaia on the train at the end of the world http://www.trendelfindelmundo.com.ar/recorrido.php as it can get fully booked. Eat kingcrabs. A lot of stuff has to be imported so don't expect it to be cheap. Ushuaia tends to be full of two sorts of tourists. One lot are hanging around waiting to get on their Antarctic trip. The other lot are returning and are busy meeting and greeting those they travelled with. Haven't done Torres del Paine - yet. Anne

Senders of this sort of junk are often called 419ers, after a clause in the Nigerian criminal code. Wikipedia has a lot to say on the subject. If you ask yourself why an obscure clause in an African criminal code became a byword for this sort of scam, there's your answer. Anne

If you're generally prone to motion sickness, ginger often helps. Chew some crystallized ginger beforehand as a preventative, chew some afterwards to settle your stomach. And, as others have said, it's often unexpected movements and direction changes which trigger nausea, so having warning and being in control can both reduce the likelihood. Anne

Definitely include http://www.bodyflight.co.uk/ Over 16 foot diameter tunnel, usually a lot going on, flatfly and freefly. Frequent tunnelcamps with some excellent coaches. Friendly staff, and most of them are skydivers. What are you looking for, flatfly or freefly? Also a lot of other facilities there - flowboarding, climbing wall, raceroom, fan descender jump, gym, pool, bar and diner. Anne

You will get good training from the guys at Bedford. But there may be an additional option. Have you investigated to see whether there are any tunnel camps running on the day you go there? Some excellent coaches organise camps there, and if you can get yourself booked into a tunnel camp there is likely to be more flexibility about how much time you use and how it's split up. If you give them a call at Bedford, they should be able to tell you whether anyone is running a camp when you want to go there. Anne

Caption: Pay attention, AFF students. Behind me is my Ram Air. This is how you handle a cutaway. Anne

Can you get someone else to explain things to her? It could be that the logic is so clear to you that it blinds you to what she finds difficult, and the more frustrating it becomes, the harder it is to pick up her perspective. How often does she produce the reports? If weekly or monthly that may be too infrequent so between production runs she forgets what she has learned. If so, is there any way of having the reports built up daily so there's less forgetting time in between? That said, I have come across a couple of people who are completely number blind, and with them I never did find a way of helping them get meanings from numbers. Anne

There are a few comebacks that make people think twice. When you as a stranger look at someone else's life you are blinkered to all but the things you envy and the things you disapprove of. Are you always there to take your kids to school, feed them when they come home, play with them, help with the homework and put them to bed? If not you're not covering the full range of responsibility for your life choices. Taking responsibility for your own choices is being an adult. Insisting that your choices are the only right ones is being a fascist. And for a man, 'Do you fully support ALL your children? Are you sure? How do you know?@ Anne

It may sound silly, but try smiling. It's very difficult to smile without relaxing, and you can't relax and hold your breath at the same time.

If the lawn really is a jungle you need one of these http://www.scythesupply.com/ Otherwise a good standard cylinder mower is better than a gym session. If the lawn's not flat, turn it over to pull it uphill. Anne

Coursera.org Surviving Disruptive Technologies. From University of Maryland. Currently over half way through but nothing to stop you joining in, even if it's too late to get the points for a certificate. I've done a few like that, and they tend to let you know when the course comes up again in case you do want the cert. Anne

Witnesses - always worth asking them to write down what they saw, and to sign it, rather than relying on memory and willingness some time after the event. Anne

It's never that simple, especially the way it's being handled in the UK. It's not just a question of people benefiting from a national health service donating their organs to it. The NHS is in fact selling some donated organs abroad, to people who have not contributed to the NHS through lifelong taxation or organ donation commitment. The UK government is making rather crude use of a technique known as nudge theory in order to manipulate people into signing up for donation without being aware that they have done so. Many people find the ethics of this questionable, and the trial which caught Nat out appears to have been suspended. To make anything dependent on being signed up for donation is to disadvantage people whose organs are not suitable for donation, as well as people whose religious beliefs oppose donation. There is currently a high degree of distrust of the UK health set up following a scandal showing major ethical breaches in one particular health trust. The report into that indicated that the evidence and the investigation suggested a significant risk of the problems being much more widespread. (The Francis Report). And there is the fundamental civil liberties question of whether it is right for the state to attempt to direct citizens in this way, or whether the lead should be from a voluntary organisation which cannot be tempted to use compulsion since it does not have the means. The way it's being handled hear has made the ethical decision much more complex, and it's resulting in people who might otherwise have signed up for donation choosing not to do so. Anne

If you look at any of the calculations, they assume the cat is wearing a wingsuit. Look at how they determine the area it presents to the wind. Obviously, a cat will fall faster if it's not wearing a wingsuit. Anne

If you don't mind a really depressed hero try the Thomas Covenant series http://www.amazon.co.uk/Lord-Fouls-Bane-Chronicles-ebook/dp/B007WKEM9Q/ref=sr_1_1?ie=UTF8&qid=1364498678&sr=8-1 Anne