JRock

Kallend...So do you think any one that jumps or works at ASC is bad?

Loud Dan made me laugh.....

(In Kramer voice).... I'm out!

Why are dog farts the worst? Ugh.

And it is a Mirage!!!!!! Hootie Hoooo! Yes.. I just said hootie hoo... and I am a grown man.

Like Loud Dan said... if you want to voice your opinion about the DZO or DZ...please start your own thread.

This will be a great weekend of jumping and fun. If you have never partied with Sunman and Mike B. aka Kangaroo Jack, and the rest of the peeps at ASC... you are missing out. So people, put your preconceived notions aside and come on out and have a blast with this boogie. Wow... you might just have fun. I know I will.

Wearing that skirt requires two hair-dos to leave the house.....

Liberace gay.....

Holy Milk Bladders Batman.... Dang.... HOT!

Sweetie... you are going through (I believe) what I went through 8 months ago. This is a fact. We are all going to die. We are saddened when our loved ones leave us. That is natural. But don't be scared of life. I was to the point when I got in the car,... should I leave 5 minutes later and that will keep me out of an accident that will kill me? You cannot live life like that. You know what got me back up in the air. The love from some very special people in the sport. I don't mean to Bible thump here, but only one person knows when your time is up and that is God. And I pray all our souls will be in his presence. Your friend now might be the voice in someone's ear that inspire's them to do great things. Live life.... God gave you coconuts to jump out of perfectly good airplanes. Do what you love to do.

Not a lot of finance majors on DZ.com.

Cuz I am a retard.... I should have listened to my parents. I now have three beautiful dogs and need a yard. They are the only reason I have a house.

I don't know where you live, but realtor fees are usually 7%. Granted that can be negotiated. Again... numbers don't lie....

You all are still not following what I put down.. you keep looking at appreciation.... you speak nothing of cost.. Do what you want... sometimes you will come out ahead.

You obviously didn't take everything into consideration before you made your post.... Say you need to sell your house tomorrow.. Out of the gate for realty fees is gonna cost you $30,000. So now you are down to $105,000. What have you paid in taxes, and all the maintenance and opportunity costs? You might be on the plus side some.. .but you are certainly not looking at everything. Numbers don't lie. And seriously.... you will not get 20% return on your house every year.

Here you go.... Suppose you pay $250,00.00 for a house and put 10% down. Assuming no closing cost, you have financed about $225,000. You monthly interest payment at 6% is $1352. Being conservative, lets add in real estate tax of $2,500 per year ($208/m) (Depending on where you live this could range from $1200 to $6000 per year); insurance; $50/m, maintenance $100/m (lawn, building, heating, air conditioning, appliance, etc. repair). We will neglect utilities like water and sewer that are not usually covered by landlords and the increased gas and electric usage due to the stand alone nature of single family dwellings. Assuming you finance the home for 30 years and you want to sell it in five years, your monthly cost is 1,352+208+50+100=$ 1,710. At the end of five years you still owe $ 209,165.20. In the five year period you paid $25,000 down, $15,835.80 in principle, $65,282.20 in interest and $21, 480 in taxes, insurance etc.... or $128,568 out of pocket. This is $2,127/m. You can rationalize that since the down payment and the decrease in the loan amount were really "Cost to own" your cost to own was just $86,762.20. Consider if you invested the $25,000 for five years at 6% (very conservative) you would have earned $8,721.25 and if you put $358/m into the same type of investment for five yeas it would be worth $25,102.8. WOW! A $33,824 opportunity cost of money. Summary if you rent at $1325 per month (house or apartment for the same cost of you monthly mortgage payment) it would have cost you $79,500 in rent less $33,824 = $45,676 ($761/m) vs. $128,568 ($2,143/m) if you purchased a home. Calculations: Own: ($2,127/m x 60 months) = $128,568 + $33,824 (opportunity cost of money) less the reduction in loan principle (savings) of $15,836 and the down payment $25,000 = $121,556 ($2,026/m) Rent: $1,352/m x 60 months = $81,120 less opportunity cost of money $33,824 = $47,296 ($788/m) Now, can you sell the house and for what price? You need $250,000 + $33,824 + (358 x 60 = $21,480) = $ 305,304 to break even after closing.

Don't buy a house... I will show you on paper that it doesn't pay to own it.

Wowsers.... you are a hottie.

Mel is still cuter.

This weekend will be AWESOME! My Tecumseh peeps and my Eloy PEEPS! Bitchin! Is it cool to say Bitchin? hA

How about you? ELOY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! TYPOTS!!!!!!!!!

that you are a hot piece of ass... I like my conclusion.

I knew chics really did that stuff! HA!

The question is..... will you be tickling each other?