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Quote>People who are in dire financial difficulties are more likely to steal than those who are not . . .
Not so sure that's true. I mean, it's called by different names when rich people do it (embezzlement, fraud, misappropriaton of funds) but seems to happen with no less frequency.
I would think the NAACP would be all over this one, except that (for now) these checks are mostly relegated to higher-end desk jockey jobs. Your average supermarket clerk is not going to get a credit check before being promoted or allowed to work that job, even though he/she handles cash.
Once this practice spreads to say, 45-50% of employers... I would see how this "lockout" is going to anger more people. For now I'm fighting on my own and just not giving my permission to have information I believe is unnecessary from being disclosed to people who I have no idea what THEIR reputation is for handling that information (i.e. trustworthiness).
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I'm RICK JAMES! Fo shizzle.
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QuotePeople who are in dire financial difficulties are more likely to steal than those who are not...
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Only if they are the kind of people who have not developed a moral aversion to stealing.
My own situation is getting pretty bad, but stealing is NOT an option.
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In a way, it is relevent. Credit reports will show how responsible someone is in taking care of their personal finances.
Except when their information was stolen and used to fradulently obtain credit, some one jointly responsible for the debt screwed them, they lost their job (when my startup tanked and the work I eventually took was as a contractor getting paid within 60 days of working, I made 58% of my normal salary thus increasing my debt ratio 72%), they had medical problems and no disability insurance, or they got caught up in rules they didn't know about (people with cards lacking a preset maximum sometimes show up as using 100% of their credit; some one I know reduced their credit limit because they didn't want too much and did a fixed rate transfer at 2.99% into a 5% CD which in turn gives them a percentage used black mark).
It took me 3 months to get 4 or 5 things that were on my report that weren't accurate fixed.
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Only ONCE in the last 11 years have I had an employer NOT do a drug screen. ONCE.
I've accepted six full time software engineering positions since 1993, been acquired once, and had a handful of contracting clients. Never peed in a cup for any of that.
Before joining the real world, I spent two summers working as a life guard and a couple years as a student employee at the university. No drug test for that either.
Not so sure that's true. I mean, it's called by different names when rich people do it (embezzlement, fraud, misappropriaton of funds) but seems to happen with no less frequency.
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