Insurance Claim

[akurtom 0]

OK...need to get a non-biased opinion about an insurance claim since I know nothing about insurance companies and how they work.

If someone lends their car to a friend and the friend returns the car untouched...but leaves the car in gear (manual transmission). The next day the owner of the car activates the autostart feature they installed post-factory....and the car rolls into another car. Who is responsible for the crash?

Blue Skies

[mnealtx 0]

The owner - any autostart on a manual transmission vehicle should have a neutral safety.

Mike
I love you, Shannon and Jim.
POPS 9708 , SCR 14706

[DougH 270]

Bingo!

Said owner, and said shop who installed the remote starter are both idiots. Luckily they didn't kill any one.

"The restraining order says you're only allowed to touch me in freefall"
=P

[downwardspiral 0]

You leave your car in neutral every night so you don't have to walk out to your car to start it in the morning? Sounds like you should have bought an automatic.

www.FourWheelerHB.com

[skymama 35]

The owner.

She is Da Man, and you better not mess with Da Man,
because she will lay some keepdown on you faster than, well, really fast. ~Billvon

[JohnRich 4]

Owner responsible.

The borrower doesn't know your habits with "autostart", or maybe doesn't even know you have it.

It's your responsibility after loaning it out, to ensure that it's safe again for your autostart technique.

Even if you had told him specifically to leave it in neutral, it's still your job to check and make sure he did it.

[goofyjumper 0]

Owner! Remember, when you let someone drive your car, if something happens, it is your car. Therefor, your insurance.

-----------------
I love and Miss you so much Honey!
Orfun #3 ~ Darla