Beerlight 0 #1 February 13, 2007 http://money.cnn.com/2007/02/13/news/companies/bc.bofa.card.reut/index.htm?postversion=2007021306 I'm against this offer by B of A. Your an illegal and want credit? then enter the U.S. legally like the rest of us, then you can have credit. Quote Share this post Link to post Share on other sites
warpedskydiver 0 #2 February 13, 2007 That is just plain wrong. The US should be an even playing field. We should not be favoring Illegals. Quote Share this post Link to post Share on other sites
Zipp0 1 #3 February 13, 2007 QuoteThat is just plain wrong. The US should be an even playing field. We should not be favoring Illegals. It's a free market economy...... At least if they can run up about 20 grand in CC debt they will be closer to the average American. -------------------------- Chuck Norris doesn't do push-ups, he pushes the Earth down. Quote Share this post Link to post Share on other sites
warpedskydiver 0 #4 February 13, 2007 Yep and who will pay for it when it gets defaulted upon? Hey try go opening a bank account without a SSN and see how they treat you, then lets us kow what happened. Quote Share this post Link to post Share on other sites
billvon 2,435 #5 February 13, 2007 >I'm against this offer by B of A. A more careful read will reveal that the B of A offer is for people without social security cards. Many legal immigrants do not have social security cards; I know about a dozen. But "credit cards for illegal immigrants" sells more papers. Quote Share this post Link to post Share on other sites
Zipp0 1 #6 February 13, 2007 QuoteYep and who will pay for it when it gets defaulted upon? {/reply] Bank of America. They are taking the risk giving them credit. -------------------------- Chuck Norris doesn't do push-ups, he pushes the Earth down. Quote Share this post Link to post Share on other sites FreeflyChile 0 #7 February 13, 2007 Also, it's possible for an illegal immigrant to have a valid, real social security number -- someone who comes here legally for a period of time and just doesn't go back after their visa expires. Quote Share this post Link to post Share on other sites kallend 1,651 #8 February 13, 2007 Bank of America, bunch of freaking LIBERALS!... The only sure way to survive a canopy collision is not to have one. Quote Share this post Link to post Share on other sites warpedskydiver 0 #9 February 13, 2007 Quote Bank of America, bunch of freaking LIBERALS!wankers there Quote Share this post Link to post Share on other sites Beerlight 0 #10 February 13, 2007 Quote>I'm against this offer by B of A. A more careful read will reveal that the B of A offer is for people without social security cards. Many legal immigrants do not have social security cards; I know about a dozen. But "credit cards for illegal immigrants" sells more papers. details...details.....it's all in the details.... nonetheless, undocumented "workers" shall not be able to obtain a credit card w/o a social security #. Quote Share this post Link to post Share on other sites billvon 2,435 #11 February 13, 2007 >undocumented "workers" shall not be able to obtain a credit card w/o a social security #. But you think illegals with a SS# _should_ be able to? I think illegal aliens should not be able to get credit cards, driver's licenses or home loans whether or not they have a SS#. Legal immigrants should be able to get all those things - again, whether or not they have a SS#. Quote Share this post Link to post Share on other sites warpedskydiver 0 #12 February 13, 2007 Geez Bill you and I agree on this one. Next thing you know dogs and cats will be mating, and someone will be able to tolerate Lucky. Quote Share this post Link to post Share on other sites Beerlight 0 #13 February 13, 2007 holy crap Bill! I think your just busting my chops.... undocumented, illegal, non visa holding, etc..etc.....should not be able to get jack shhhhhhit....... Quote Share this post Link to post Share on other sites kallend 1,651 #14 February 13, 2007 Quoteholy crap Bill! I think your just busting my chops.... undocumented, illegal, non visa holding, etc..etc.....should not be able to get jack shhhhhhit....... I have to disagree. Jack Shhhhhhit is ALL they should get.... The only sure way to survive a canopy collision is not to have one. Quote Share this post Link to post Share on other sites Nightingale 0 #15 February 14, 2007 Quotehttp://money.cnn.com/2007/02/13/news/companies/bc.bofa.card.reut/index.htm?postversion=2007021306 I'm against this offer by B of A. Your an illegal and want credit? then enter the U.S. legally like the rest of us, then you can have credit. Issuing credit is the decision of the individual corporation. If they want to give credit to people with no SSN, that's their business, but I think it's probably a bad business decision, primarily due to the lack of reliable credit checks and reporting. Quote Share this post Link to post Share on other sites Beerlight 0 #16 February 14, 2007 I think BoA is reevaluting their "decision" on their new program.... What's your take on this new program? Quote Share this post Link to post Share on other sites ExAFO 0 #17 February 14, 2007 QuoteIssuing credit is the decision of the individual corporation. If they want to give credit to people with no SSN, that's their business, but I think it's probably a bad business decision.. Might be a USA PATRIOT Act violation...Illinois needs a CCW Law. NOW. Quote Share this post Link to post Share on other sites Beerlight 0 #18 February 14, 2007 And I just received this e-mail from BoA this morning: Dear Sir, Thank you for your inquiry dated 2/13/07 regarding Credit Cards. We appreciate the opportunity to service your banking needs. I completely understand your concern, and want to thank you for taking time to speak with us regarding the article you read/saw. Bank of America prides itself on looking for innovative ways to extend credit to individuals who have demonstrated sound financial management but may be challenged with building their credit histories. This assessment of our applicants not only applies to the groups that were cited in the articles you have read/seen, but to others who experience the same challenges, such as life-long cash users, and those who have established credit histories and are in the process of rebuilding credit. I want to reassure you that we look to approve all applicants within strict adherence to any government guidance provided and want to provide products that will build and contribute to their quality of life. We value you as a customer and appreciate your business. If we may be of further assistance, please contact us again by e-mail. Thank you for choosing Bank of America. Sincerely, Bank of America Quote Share this post Link to post Share on other sites Nightingale 0 #19 February 15, 2007 QuoteQuoteIssuing credit is the decision of the individual corporation. If they want to give credit to people with no SSN, that's their business, but I think it's probably a bad business decision.. Might be a USA PATRIOT Act violation... These days, smuggling toothpaste onto an airplane is a patriot act violation. Quote Share this post Link to post Share on other sites warpedskydiver 0 #20 February 15, 2007 Smuggling toothpaste into France has always been a serious crime. Quote Share this post Link to post Share on other sites Gawain 0 #21 February 15, 2007 QuoteSmuggling toothpaste into France has always been a serious crime. No, that would be soap. Toothpaste is banned in the UK... *runs and ducks* Just joking with you guys across the pond... So I try and I scream and I beg and I sigh Just to prove I'm alive, and it's alright 'Cause tonight there's a way I'll make light of my treacherous life Make light! Quote Share this post Link to post Share on other sites homer 0 #22 October 8, 2007 Here is an email I received the other day. I'm glad I stopped banking with them before getting this. - STATE OF AFFAIRS A conversation between a Customer and Bank of America Bank: "This is the Bank of America, can I help you?" Customer: "Yes, I want to cancel my account. I don't want to do business with you any longer." Bank: "Why?" Customer: "You're giving credit to illegal immigrants and I don't think it's right. I'm taking my business elsewhere." Bank: "Well, Mr. Customer, we don't want to see you do that, but we can't stop you. I'll help you close the account. What is your account number?" Customer: (gives account number) Bank: "For security purposes and for your protection, can you please give me the last four digits of your social security number?" Customer: "No." Bank: "Mr. Customer, I need to verify your information, but in order to help you, I'll need verification of who you are." Customer: "Why should I give you my social security number? The reason I'm closing my account is that your bank is issuing credit cards to illegal immigrants who don't have social security numbers. You are targeting that audience and want their business. Let's say I'm an illegal immigrant and you've given me a credit card. I have a question about it and call for assistance. You wouldn't be asking me for a Social Security number, would you?" Bank: "No sir, I wouldn't." Customer: "Why not?" Bank: "Because you would have pressed '2' to speak in Spanish. We don't ask for that information when calling in on the Spanish line." CSA #699 Muff #3804 Quote Share this post Link to post Share on other sites kallend 1,651 #23 October 8, 2007 QuoteHere is an email I received the other day. I'm glad I stopped banking with them before getting this. - STATE OF AFFAIRS A conversation between a Customer and Bank of America Bank: "This is the Bank of America, can I help you?" Customer: "Yes, I want to cancel my account. I don't want to do business with you any longer." Bank: "Why?" Customer: "You're giving credit to illegal immigrants and I don't think it's right. I'm taking my business elsewhere." Bank: "Well, Mr. Customer, we don't want to see you do that, but we can't stop you. I'll help you close the account. What is your account number?" Customer: (gives account number) Bank: "For security purposes and for your protection, can you please give me the last four digits of your social security number?" Customer: "No." Bank: "Mr. Customer, I need to verify your information, but in order to help you, I'll need verification of who you are." Customer: "Why should I give you my social security number? The reason I'm closing my account is that your bank is issuing credit cards to illegal immigrants who don't have social security numbers. You are targeting that audience and want their business. Let's say I'm an illegal immigrant and you've given me a credit card. I have a question about it and call for assistance. You wouldn't be asking me for a Social Security number, would you?" Bank: "No sir, I wouldn't." Customer: "Why not?" Bank: "Because you would have pressed '2' to speak in Spanish. We don't ask for that information when calling in on the Spanish line." That discriminates against illegals from Poland, Ireland, Australia, Britain, Italy, India...... The only sure way to survive a canopy collision is not to have one. Quote Share this post Link to post Share on other sites nanook 1 #24 October 8, 2007 My dad had a credit card from Deusche Bank once._____________________________ "The trouble with quotes on the internet is that you can never know if they are genuine" - Abraham Lincoln Quote Share this post Link to post Share on other sites masterrig 1 #25 October 8, 2007 QuoteQuoteHere is an email I received the other day. I'm glad I stopped banking with them before getting this. - STATE OF AFFAIRS A conversation between a Customer and Bank of America Bank: "This is the Bank of America, can I help you?" Customer: "Yes, I want to cancel my account. I don't want to do business with you any longer." Bank: "Why?" Customer: "You're giving credit to illegal immigrants and I don't think it's right. I'm taking my business elsewhere." Bank: "Well, Mr. Customer, we don't want to see you do that, but we can't stop you. I'll help you close the account. What is your account number?" Customer: (gives account number) Bank: "For security purposes and for your protection, can you please give me the last four digits of your social security number?" Customer: "No." Bank: "Mr. Customer, I need to verify your information, but in order to help you, I'll need verification of who you are." Customer: "Why should I give you my social security number? The reason I'm closing my account is that your bank is issuing credit cards to illegal immigrants who don't have social security numbers. You are targeting that audience and want their business. Let's say I'm an illegal immigrant and you've given me a credit card. I have a question about it and call for assistance. You wouldn't be asking me for a Social Security number, would you?" Bank: "No sir, I wouldn't." Customer: "Why not?" Bank: "Because you would have pressed '2' to speak in Spanish. We don't ask for that information when calling in on the Spanish line." That discriminates against illegals from Poland, Ireland, Australia, Britain, Italy, India... Loks to me like, since we have an abundance of Spanish speaking illegals living here, they are an un-tapped source of money, there for the pickin's of banks and big business. Seems like, there is a lot of 'selling' going on geared to Spanish speakers. As you said, that is discriminatory toward illegals/legals from other countries as well as those 'natural born' citizens. Chuck Quote Share this post Link to post Share on other sites Join the conversation You can post now and register later. If you have an account, sign in now to post with your account. Note: Your post will require moderator approval before it will be visible. Reply to this topic... × Pasted as rich text. Paste as plain text instead Only 75 emoji are allowed. × Your link has been automatically embedded. Display as a link instead × Your previous content has been restored. Clear editor × You cannot paste images directly. Upload or insert images from URL. Insert image from URL × Desktop Tablet Phone Submit Reply 0
FreeflyChile 0 #7 February 13, 2007 Also, it's possible for an illegal immigrant to have a valid, real social security number -- someone who comes here legally for a period of time and just doesn't go back after their visa expires. Quote Share this post Link to post Share on other sites
kallend 1,651 #8 February 13, 2007 Bank of America, bunch of freaking LIBERALS!... The only sure way to survive a canopy collision is not to have one. Quote Share this post Link to post Share on other sites
warpedskydiver 0 #9 February 13, 2007 Quote Bank of America, bunch of freaking LIBERALS!wankers there Quote Share this post Link to post Share on other sites
Beerlight 0 #10 February 13, 2007 Quote>I'm against this offer by B of A. A more careful read will reveal that the B of A offer is for people without social security cards. Many legal immigrants do not have social security cards; I know about a dozen. But "credit cards for illegal immigrants" sells more papers. details...details.....it's all in the details.... nonetheless, undocumented "workers" shall not be able to obtain a credit card w/o a social security #. Quote Share this post Link to post Share on other sites
billvon 2,435 #11 February 13, 2007 >undocumented "workers" shall not be able to obtain a credit card w/o a social security #. But you think illegals with a SS# _should_ be able to? I think illegal aliens should not be able to get credit cards, driver's licenses or home loans whether or not they have a SS#. Legal immigrants should be able to get all those things - again, whether or not they have a SS#. Quote Share this post Link to post Share on other sites
warpedskydiver 0 #12 February 13, 2007 Geez Bill you and I agree on this one. Next thing you know dogs and cats will be mating, and someone will be able to tolerate Lucky. Quote Share this post Link to post Share on other sites
Beerlight 0 #13 February 13, 2007 holy crap Bill! I think your just busting my chops.... undocumented, illegal, non visa holding, etc..etc.....should not be able to get jack shhhhhhit....... Quote Share this post Link to post Share on other sites
kallend 1,651 #14 February 13, 2007 Quoteholy crap Bill! I think your just busting my chops.... undocumented, illegal, non visa holding, etc..etc.....should not be able to get jack shhhhhhit....... I have to disagree. Jack Shhhhhhit is ALL they should get.... The only sure way to survive a canopy collision is not to have one. Quote Share this post Link to post Share on other sites
Nightingale 0 #15 February 14, 2007 Quotehttp://money.cnn.com/2007/02/13/news/companies/bc.bofa.card.reut/index.htm?postversion=2007021306 I'm against this offer by B of A. Your an illegal and want credit? then enter the U.S. legally like the rest of us, then you can have credit. Issuing credit is the decision of the individual corporation. If they want to give credit to people with no SSN, that's their business, but I think it's probably a bad business decision, primarily due to the lack of reliable credit checks and reporting. Quote Share this post Link to post Share on other sites
Beerlight 0 #16 February 14, 2007 I think BoA is reevaluting their "decision" on their new program.... What's your take on this new program? Quote Share this post Link to post Share on other sites
ExAFO 0 #17 February 14, 2007 QuoteIssuing credit is the decision of the individual corporation. If they want to give credit to people with no SSN, that's their business, but I think it's probably a bad business decision.. Might be a USA PATRIOT Act violation...Illinois needs a CCW Law. NOW. Quote Share this post Link to post Share on other sites
Beerlight 0 #18 February 14, 2007 And I just received this e-mail from BoA this morning: Dear Sir, Thank you for your inquiry dated 2/13/07 regarding Credit Cards. We appreciate the opportunity to service your banking needs. I completely understand your concern, and want to thank you for taking time to speak with us regarding the article you read/saw. Bank of America prides itself on looking for innovative ways to extend credit to individuals who have demonstrated sound financial management but may be challenged with building their credit histories. This assessment of our applicants not only applies to the groups that were cited in the articles you have read/seen, but to others who experience the same challenges, such as life-long cash users, and those who have established credit histories and are in the process of rebuilding credit. I want to reassure you that we look to approve all applicants within strict adherence to any government guidance provided and want to provide products that will build and contribute to their quality of life. We value you as a customer and appreciate your business. If we may be of further assistance, please contact us again by e-mail. Thank you for choosing Bank of America. Sincerely, Bank of America Quote Share this post Link to post Share on other sites
Nightingale 0 #19 February 15, 2007 QuoteQuoteIssuing credit is the decision of the individual corporation. If they want to give credit to people with no SSN, that's their business, but I think it's probably a bad business decision.. Might be a USA PATRIOT Act violation... These days, smuggling toothpaste onto an airplane is a patriot act violation. Quote Share this post Link to post Share on other sites
warpedskydiver 0 #20 February 15, 2007 Smuggling toothpaste into France has always been a serious crime. Quote Share this post Link to post Share on other sites
Gawain 0 #21 February 15, 2007 QuoteSmuggling toothpaste into France has always been a serious crime. No, that would be soap. Toothpaste is banned in the UK... *runs and ducks* Just joking with you guys across the pond... So I try and I scream and I beg and I sigh Just to prove I'm alive, and it's alright 'Cause tonight there's a way I'll make light of my treacherous life Make light! Quote Share this post Link to post Share on other sites
homer 0 #22 October 8, 2007 Here is an email I received the other day. I'm glad I stopped banking with them before getting this. - STATE OF AFFAIRS A conversation between a Customer and Bank of America Bank: "This is the Bank of America, can I help you?" Customer: "Yes, I want to cancel my account. I don't want to do business with you any longer." Bank: "Why?" Customer: "You're giving credit to illegal immigrants and I don't think it's right. I'm taking my business elsewhere." Bank: "Well, Mr. Customer, we don't want to see you do that, but we can't stop you. I'll help you close the account. What is your account number?" Customer: (gives account number) Bank: "For security purposes and for your protection, can you please give me the last four digits of your social security number?" Customer: "No." Bank: "Mr. Customer, I need to verify your information, but in order to help you, I'll need verification of who you are." Customer: "Why should I give you my social security number? The reason I'm closing my account is that your bank is issuing credit cards to illegal immigrants who don't have social security numbers. You are targeting that audience and want their business. Let's say I'm an illegal immigrant and you've given me a credit card. I have a question about it and call for assistance. You wouldn't be asking me for a Social Security number, would you?" Bank: "No sir, I wouldn't." Customer: "Why not?" Bank: "Because you would have pressed '2' to speak in Spanish. We don't ask for that information when calling in on the Spanish line." CSA #699 Muff #3804 Quote Share this post Link to post Share on other sites
kallend 1,651 #23 October 8, 2007 QuoteHere is an email I received the other day. I'm glad I stopped banking with them before getting this. - STATE OF AFFAIRS A conversation between a Customer and Bank of America Bank: "This is the Bank of America, can I help you?" Customer: "Yes, I want to cancel my account. I don't want to do business with you any longer." Bank: "Why?" Customer: "You're giving credit to illegal immigrants and I don't think it's right. I'm taking my business elsewhere." Bank: "Well, Mr. Customer, we don't want to see you do that, but we can't stop you. I'll help you close the account. What is your account number?" Customer: (gives account number) Bank: "For security purposes and for your protection, can you please give me the last four digits of your social security number?" Customer: "No." Bank: "Mr. Customer, I need to verify your information, but in order to help you, I'll need verification of who you are." Customer: "Why should I give you my social security number? The reason I'm closing my account is that your bank is issuing credit cards to illegal immigrants who don't have social security numbers. You are targeting that audience and want their business. Let's say I'm an illegal immigrant and you've given me a credit card. I have a question about it and call for assistance. You wouldn't be asking me for a Social Security number, would you?" Bank: "No sir, I wouldn't." Customer: "Why not?" Bank: "Because you would have pressed '2' to speak in Spanish. We don't ask for that information when calling in on the Spanish line." That discriminates against illegals from Poland, Ireland, Australia, Britain, Italy, India...... The only sure way to survive a canopy collision is not to have one. Quote Share this post Link to post Share on other sites
nanook 1 #24 October 8, 2007 My dad had a credit card from Deusche Bank once._____________________________ "The trouble with quotes on the internet is that you can never know if they are genuine" - Abraham Lincoln Quote Share this post Link to post Share on other sites
masterrig 1 #25 October 8, 2007 QuoteQuoteHere is an email I received the other day. I'm glad I stopped banking with them before getting this. - STATE OF AFFAIRS A conversation between a Customer and Bank of America Bank: "This is the Bank of America, can I help you?" Customer: "Yes, I want to cancel my account. I don't want to do business with you any longer." Bank: "Why?" Customer: "You're giving credit to illegal immigrants and I don't think it's right. I'm taking my business elsewhere." Bank: "Well, Mr. Customer, we don't want to see you do that, but we can't stop you. I'll help you close the account. What is your account number?" Customer: (gives account number) Bank: "For security purposes and for your protection, can you please give me the last four digits of your social security number?" Customer: "No." Bank: "Mr. Customer, I need to verify your information, but in order to help you, I'll need verification of who you are." Customer: "Why should I give you my social security number? The reason I'm closing my account is that your bank is issuing credit cards to illegal immigrants who don't have social security numbers. You are targeting that audience and want their business. Let's say I'm an illegal immigrant and you've given me a credit card. I have a question about it and call for assistance. You wouldn't be asking me for a Social Security number, would you?" Bank: "No sir, I wouldn't." Customer: "Why not?" Bank: "Because you would have pressed '2' to speak in Spanish. We don't ask for that information when calling in on the Spanish line." That discriminates against illegals from Poland, Ireland, Australia, Britain, Italy, India... Loks to me like, since we have an abundance of Spanish speaking illegals living here, they are an un-tapped source of money, there for the pickin's of banks and big business. Seems like, there is a lot of 'selling' going on geared to Spanish speakers. As you said, that is discriminatory toward illegals/legals from other countries as well as those 'natural born' citizens. Chuck Quote Share this post Link to post Share on other sites
