Gap insurance

[brierebecca 0]

Hey all. Travis and I are sitting on our asses this weekend because we have no health insurance. We're waiting for our Gap policy to kick in (our employers won't insure us till March). Anyone know how long it takes for applications to be reviewed? Or have any experience with BCBS Gap policies?

Brie

"Ive seen you hump air, hump the floor of the plane, and hump legs. You now have a new nickname: "Black Humper of Death"--yardhippie

[parachutist 1]

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Travis and I are sitting on our asses this weekend

I'm sitting on my rear for the same reason, waiting for replies from insurance companies cause I just got a new job.

good luck... I hope BCBS gets back to you soon!

[yardhippie 0]

I had gap insurance on my car that got wrecked, but I dont that thats what you were talking about.

Oh, and we missed you at the DZ Saturday.

Goddam dirty hippies piss me off! ~GFD
"What do I get for closing your rig?" ~ me
"Anything you want." ~ female skydiver
Mohoso Rodriguez #865

[d_squared431 0]

I deal with insurances and let me just say BCBS/ Anthem are not who I would suggest. They will cover you, but if you need to get MRI,CT,U/S, or see a specialist for any reason they are the ultimate worst insurance company to deal with.

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[freefalle 0]

Are you speaking of COBRA?

[brierebecca 0]

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Are you speaking of COBRA?

Nope, not COBRA. BCBS Gap insurance. It's short-term and cheap, but it seems to be taking a while to get our applications reviewed.

Brie

"Ive seen you hump air, hump the floor of the plane, and hump legs. You now have a new nickname: "Black Humper of Death"--yardhippie

[Gawain 0]

For those that aren't bridging the gap, BCBS=Blue Cross Blue Shield.

So I try and I scream and I beg and I sigh
Just to prove I'm alive, and it's alright
'Cause tonight there's a way I'll make light of my treacherous life
Make light!

[parachutist 1]

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Are you speaking of COBRA?

Nope, not COBRA. BCBS Gap insurance. It's short-term and cheap, but it seems to be taking a while to get our applications reviewed.

Brie

Did you ever hear back from BCBS? I applied 1 week ago after reading your post (prices for their gap insurance were better than my other options) and I haven't heard a peep yet.

[brierebecca 0]

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Did you ever hear back from BCBS? I applied 1 week ago after reading your post (prices for their gap insurance were better than my other options) and I haven't heard a peep yet.

Yep. It took about 2 and a half weeks, but now we are covered.

Brie

"Ive seen you hump air, hump the floor of the plane, and hump legs. You now have a new nickname: "Black Humper of Death"--yardhippie

[riddler 0]

One thing about COBRA is that you usually can activate it retroactively - I believe it's 30 or 60 days after you leave. Here is my experience with COBRA:

I left the employ of a large defense contractor on Friday, and started a job with a large telecom company on Monday. My health insurance with the former company ended on the day I left, and the new health insurance with the latter company did not start for 30 days.

20 days into the "gap" I developed acute appendicitis. So I went to the hospital and they yanked it out to the tune of $11,000. Afterwards, I used COBRA, and paid retroactively for my prior health insurance (cost about $170 for that month) to cover me for the month of the gap, and then in turn the health insurance company of the defense contractor picked up the tab for the appendectomy, since they were required by law to do so.

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