squirrel

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Posts posted by squirrel

  1. I just got back checking for occupancy on another bank foreclosure. It was empty, and obviously a meth lab from the smell....time to call the locksmith, and get some trash out bids. ahhh, the joys of this economy.


    ________________________________
    Where is Darwin when you need him?

  4. Quote

    I can't believe I'm going to say this but I don't think you are shallow because of the things you want... Sounds to me like you want a hot girl and that is important to you. Also sounds like you want a life partner who cares about you and shares your hopes and dreams. It also seems to me part of your dissatisfaction so far with your dating experience is that you had a great partner that you loved and cherished and you're finding it hard to find someone of that caliber. All of these are admirable and good things to look for in a healthy, long-term relationship where both parties mutually love and respect one-another.

    The problem, Shah, lies in your deeply flawed assumptions about people in general. Your understanding of what women want and how they think is troubling - not just because it's so off the mark but because it's unhealthy to go about life thinking so negatively about the world and people around you. And it's precisely the derogatory manner in which you speak of and relate to women that is preventing you from finding/building a meaningful relationship (because I do believe that this is ultimately what you're after). Start respecting women, and maybe then you'll see a whole other side to them you didn't realise was there... And it was there all along - you just didn't see it.

    As for your friend... We all make poor choices in life. If you don't want to be in the same boat, make sure you are happy with *yourself* first, and then maybe, if you're lucky, the right woman will just happen to stumble upon you. If you are happy and healthy and thinking positively, you'll be much more likely to attract this kind of person as opposed to the wrong kind of partner who feeds your insecurities and makes you feel smaller.

    Just my $0.02



    you....are....so...right. after my wife died, i went through some really really bad relationships. but, all of which led me to my new love, life, and happiness. i met her when i had decided to be happy, to be free, and to like myself.


    ________________________________
    Where is Darwin when you need him?

  6. Quote



    FYI Sadly most Yoga classes look like this [:/]
    http://www.theyogafacts.com/userfiles/2010/4/22/images/Yoga%20-%20Business%20promotes%20health.jpg
    and not like
    http://sierramichaels.files.wordpress.com/2010/11/yoga-pose1.jpg



    you should try bikram yoga...it will kick your ass. oh, and i guess i will rub it in, my wife is the hot yoga instructor. :o


    ________________________________
    Where is Darwin when you need him?

  10. my mother law has a min pin mix, which was over the top irritating, barking all the time. we baby sit 3 days a week, and the little one has become "boxer-fied"...totally chilled out now.:)



    ________________________________
    Where is Darwin when you need him?

  12. Quote

    .

    Jeep is paid off...really must keep it running!



    yep, not having a car payment is the only way to go. never had one, never will. our jeep is a 2000 cherokee sport, and has 265,000 miles and counting!


    ________________________________
    Where is Darwin when you need him?

  13. Quote

    Well, I'm cautiously optimistic after one week now without a stall. I replaced both the rotor and the throttle position sensor at the same time and the problem seems to be gone. Seems much more likely it was the TPS that was bad, but I didn't want to wait any longer to just knock out everything I needed to do. One nice thing after all that was done is that I'm seeing 1.5 to 2mpg better fuel consumption.



    wish i would have seen this discussion before you took it to the dealer. just replace the TPS on my jeep, had the same issues, (different motor, i have an inline 6) $45 bucks.....all fixed, for now. :)


    ________________________________
    Where is Darwin when you need him?

  15. neat ad, but i have come to feel that anything (cars/bikes) on the ground is in a cage. there aren't many cops in the sky, way out in the desert, where I fly.


    ________________________________
    Where is Darwin when you need him?

  17. Quote

    Quote

    and you came across this ad because....? :P



    Woah! Should have seen that one coming.

    I didn't. It was emailed to me by a co-worker. But now that you ask....I wonder what HE was up to?

    And I posted this because it just struck me as something odd. Odd to have one. More odd to buy one used. More odd still to advertise for a used one. And then there's the whole question of how this person avoided all the English classes I was forced to take as a child.


    actually, i, under direction from my wife, have been looking to buy one. she thinks it will be fun. ;):$ thinking of getting one of these....(not safe for work, if you work for a prudish, conservative, hypocritical company :P)
    http://www.spencersonline.com/product/carmen-electra-professional-pole-kit/


    ________________________________
    Where is Darwin when you need him?

  19. Quote

    Quote

    While this comes across as a great "fight the system" story, it proves the old saying, "borrower is slave to the lender."

    In addition, we (my wife and I) work with banks and foreclosed homes(we run a brokerage), and trust me...it is not "always" the "big bad bank" sticking it to the little guy. In fact, it is pretty much the opposite. For example, I don't know how many, but its alot, like 100s, of "cash for keys" we have had to do. This is a situation where the bank actually pays people to leave the home, which they have been living in for free for usually about 1.5 years, and leave the home in good shape.



    Although a lot of those people bought into the myth that the home they were buying was worth what the bank-paid appraiser said it was, that home prices always go up so it was an investment justifying spending 2-3X what it would cost to rent a similar property, and even committed fraud as prompted by mortgage brokers which was then ignored by the banks so they could pocket the origination fees and perhaps loan servicing costs with the risk passed on to investors or insurers like the government sponsored enterprises.

    If banks had held the mortgages and only issued loans to people spending 28% of their verified income on PITI with 20% down payments property values wouldn't have gotten artificially inflated and the mess wouldn't have happened.

    Quote


    Instead of stripping all the fixtures and pouring concrete down the toilet. I would say only about 10% are loosing the home due to income problems, the rest are walking away because they did not do their homework and bought a house at the height of the market.



    Home owners walking away from $200,000 (or $1,000,000 in California) mortgages are as justified as Morgan Stanley walking away from a few billion worth of office towers or the Mortgage Banker's Association turning in their keys instead of paying the $75 million on their DC headquarters.

    Where the benefits (not paying hundreds of thousands of dollars on a depreciating asset) exceed the costs (expensive credit for a few years or perhaps 7 in the worst case, especially in no-recourse states like California where deficiency judgements aren't allowed on first mortgages used to buy a property) it makes plenty of sense.



    your points are well taken...if you are always on the side of the buyer. what part of high school did ALL these people not pay attention too...math, history, reading comprehension? Real estate is a long term investment, unless you are willing to take large risk, like speculative building, which we have done. What we see here in this county is people refi-ing the property to the hilt, buying plasma TVs and new cars, and then walking away. Fraud, pure and simple. I wish our observations were otherwise, but they are not.

    I am upside down in a few properties I own, but I am not walking. I understand how real estate prices go up, down, up, down, and ultimately, up. Sure it was nice when we observed back to back years of 25% rise in prices, but anyone, yes anyone (even my dad who is a real estate millionaire with barely a high school education) would realize that price increases like that are unsustainable. Unless you have worked first hand in this situation, you really don't get a clear picture. But it sounds a little like you do work in the industry. I understand the theft that happens on wall street, and that is just as bad.

    I will again state my original point. The "borrower is slave to the lender." If you do not want to be yanked around, don't borrow, plain and simple. I have to abide by the contacts that I have on my loans, so on some properties I am the slave, but once they are paid off, I am no longer the slave, and having done so on a few...that is the sweetest feeling of all.


    ________________________________
    Where is Darwin when you need him?

  20. While this comes across as a great "fight the system" story, it proves the old saying, "borrower is slave to the lender."

    In addition, we (my wife and I) work with banks and foreclosed homes(we run a brokerage), and trust me...it is not "always" the "big bad bank" sticking it to the little guy. In fact, it is pretty much the opposite. For example, I don't know how many, but its alot, like 100s, of "cash for keys" we have had to do. This is a situation where the bank actually pays people to leave the home, which they have been living in for free for usually about 1.5 years, and leave the home in good shape. Instead of stripping all the fixtures and pouring concrete down the toilet. I would say only about 10% are loosing the home due to income problems, the rest are walking away because they did not do their homework and bought a house at the height of the market.


    ________________________________
    Where is Darwin when you need him?

  23. Self employed, I hate it. And, having lost a brother to a murder, and been the victim of theft....if your ass is dumb enough to get hauled into the court...your guilty. Told this to a judge once, .... got dismissed.


    ________________________________
    Where is Darwin when you need him?

  25. after when i watched my wife die in my arms, i was there. (she had CF, died at 25) i know, i understand, i have been there. may not be the same reason, the same country, the same anything...but i know. be strong, carry on. she told me to do so, so i do, with power, with strength that most do not know, and never will. whatever the reason, kick "pain" in the ass everyday, and tell him who's boss. now, lets skydive.


    ________________________________
    Where is Darwin when you need him?