Unparagoned 0 #1 July 25, 2008 I'm looking for travel insurance that includes wind tunnel cover, since I plan on doing quite a bit of time in the tunnel. Also the trip is going to be two trips of just under 3 month each. No insurance company has wind tunnel on the activities. What exactly is it called, jumping out a of a plane is skydiving. Flying in a wind tunnel is called? Most policies are limited to 30 days, so any I find that cover anything aren't usable. I'm from the UK and the trip is to the US. Quote Share this post Link to post Share on other sites
ryoder 1,400 #2 July 25, 2008 Is the policy exclusionary, or inclusive? i.e. does it: a) Cover injuries only from specific causes? b) Cover everything EXCEPT specific causes? If it is "b" and it doesn't mention wind tunnels, then you are covered."There are only three things of value: younger women, faster airplanes, and bigger crocodiles" - Arthur Jones. Quote Share this post Link to post Share on other sites
Unparagoned 0 #3 July 25, 2008 QuoteIs the policy exclusionary, or inclusive? i.e. does it: a) Cover injuries only from specific causes? b) Cover everything EXCEPT specific causes? If it is "b" and it doesn't mention wind tunnels, then you are covered. Virtially all policies are type a). They explicity say that if an activity isn't mentioned then it is only covered if you phone them and add it to a policy. Every travel insurance policy has a list of activities. The only exclusionary policy I found was a specialist policy for only medical cover. Quote Share this post Link to post Share on other sites
sxc 0 #4 July 25, 2008 Check out www.aig.com They sell travel insurance in the UK and have an Adventure Sports coverage you can add on. You can also purchase a year-long policy, which covers all the trips you make in the year. By the way, where is the wind tunnel you will be visiting? Quote Share this post Link to post Share on other sites
Unparagoned 0 #5 July 25, 2008 QuoteCheck out www.aig.com They sell travel insurance in the UK and have an Adventure Sports coverage you can add on. You can also purchase a year-long policy, which covers all the trips you make in the year. By the way, where is the wind tunnel you will be visiting? Paraclete XP, NC Quote Share this post Link to post Share on other sites
hackish 8 #6 July 26, 2008 When I went from Canada->US I had to find a policy that didn't specifically exclude skydiving. Many excluded scuba and rock climbing. It just meant getting all the documentation and reading all the legalese... -Michael Quote Share this post Link to post Share on other sites
Unparagoned 0 #7 July 28, 2008 I found a place which was willing to add it. http://www.etravelinsure.com The insurance has an annual multi trip 90 days max per trip insurance for just under £100, which is pretty good. You have to get them to add wind tunnel cover, it already covers skydiving. Just note the excess for skydiving is £500. Quote Share this post Link to post Share on other sites
AdD 1 #8 July 29, 2008 IHI has the best travel coverage I've seen, almost no exclusions ... read for yourself at www.ihi.comLife is ez On the dz Every jumper's dream 3 rigs and an airstream Quote Share this post Link to post Share on other sites
Unparagoned 0 #9 July 30, 2008 QuoteIHI has the best travel coverage I've seen, almost no exclusions ... read for yourself at www.ihi.com It's very good, but there are two problems I found with it 1. It's not travel insurance. It just covers medical costs. So it's not bad to add onto say a cheap standard travel insurance plan. 2. Limited to 30 days per trip. So I couildn't use it anyway. Quote Share this post Link to post Share on other sites
marcandalysse 0 #10 July 30, 2008 I don't get it....insure yourself for exactly what occurrences in the tunnel? Sore muscles? Too much fun? I have well over a dozen hours in the tunnel, and the only negative (in the Orlando one) was getting soaked one rainy day.....oh yeah, and smelling like an egg roll while in the tunnel during dinnertime at the chinese restaurant next door "The reason angels can fly is that they take themselves so lightly." --GK Chesterton Quote Share this post Link to post Share on other sites
hchunter614 0 #11 July 30, 2008 Travel insurance is used in case part or all of your trip is canceled for an unforseen reason. It's most frequently used when booking a cruise. Say your flight is canceled and you can't get on another one (unlikely but used as an example) and you miss the boat. The travel insurance would cover any non-refundable costs, usually the cost of the cruise since it wasn't the cruise company's fault you missed the boat. Some travel insurance also covers medical costs while you're on the trip because your regular medical insurance either doesn't cover you at all while out of your country of origin or has very limited coverage. Say you get very ill in a third world country and you need to be evacd for medical treatment. That would be very expensive and your regular medical insurance probably wouldn't cover it (or you'd have a huge co-pay). Quote Share this post Link to post Share on other sites
Unparagoned 0 #12 July 30, 2008 Quote I don't get it....insure yourself for exactly what occurrences in the tunnel? Sore muscles? Too much fun? I have well over a dozen hours in the tunnel, and the only negative (in the Orlando one) was getting soaked one rainy day.....oh yeah, and smelling like an egg roll while in the tunnel during dinnertime at the chinese restaurant next door Have you ever tried tracking in a wind tunnel? It hurts. There are lots of ways to hurt yourself in the tunnel. You can see this thread here, where a tunnel instructor talks about injuries http://www.dropzone.com/cgi-bin/forum/gforum.cgi?post=1273092 It's the US. I would get insurance for even sleeping or walking down the street. I don't think I can even imagine how much the medical bills would be for just a broken bone. Quote Share this post Link to post Share on other sites
