judyindeskys

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Posts posted by judyindeskys

  4. My husbands first car was (his parents) 66 GTO. So, I bought him one for his 50th birthday and he's spent the past two years restoring it. He can't decide if his favorite birthday present was his first tandem (into his party) or the GTO!

    Judy

  7. I'm not sure if this will help, but you may already have credit established. Banks call these things "alternative forms of credit". Do you pay rent? If so, your landlord can sign a VOR (verification of rent). Do you have utilities in your name? Arm yourself with account numbers & customer service numbers. Do you have a cell phone or internet connection? If you can come up with a combination of three of any of the above and you have a history of paying them on time, take that to your bank, sit down with a representative and present your case. You should also consider taking your W-2s or income tax returns for the past two years. I sell real estate in an area with many immigrants who pay cash for almost everything, and yet with alternative forms of credit, have worked with many banks and been successful in getting conventional mortgages (as little as 5% down and at current rates - no catches!) 100% of the time. Good luck! Hope this helps.
    Judy

  8. Gary, it works! I lost 20 lbs of fat and gained alot of muscle in 12 weeks. The most difficult part of the plan is working out 6 days a week. The payoff is great and the three days you do cardio is only 20 minutes, but what a great workout in 20 minutes. I just started my second 12 weeks. Good luck. Let me know how you do.
    judyindeskys

  9. Hey Fireflyer! I think Dyevout is doing AFF in Hazleton with the Above the Poconoc Skydivers. I haven't met him yet, but that's where I'm doing mine, too. Come on over to NE PA sometime!

    As far as risk management while driving, I think my driving is worse since I started skydiving. I drive a convertible and I am constantly driving around looking for jump planes. One of the hazards of living 10 minutes from my DZ:P!

    Judy

  10. My Dad was in the final stages of colon cancer when my husband did his first tandem. Dad was heavily dosed with morphine when he watched the video. Don Kellner was on the load with my husband and when he opened the door and jumped before my husband, my Dad turned to us and very seriously asked "Was that the pilot?" It was one of the last truely great laughs we had with Dad before he died[:/].

    judy

  14. That sucks! If your parents are fixed (or low) income, many cities have assistance available for emergencies like this. It would be better if you didn't give them money until they check into this. If they deposit your money into their account, it could disqualify them from some programs. Tell them to contact their local housing authority. Good Luck! I hope there is help available.

    Judy

  15. We took up skydiving together last summer and are both in AFF now just waiting for Spring! Married 27 years and it gets more interesting every year! We are really having fun doing this together.

    Judy

  21. Well one out of four isn't too bad! You can all come swoop my ponds and land on my wide open green spaces any time you'd like! I've been thinking about doing that for my birthday. BTW we do have a bar at the golf course - not quite as good as a liquor store but it'll do!

    judyindeskys