Hummusx 0 #1 April 19, 2004 I'm trying to find out what people's opinions are on health insurance. I'm a pretty healthy guy. It's been probably 3 years since I went in to the doctor's for anything. I view my medical insurance as a purely emergency type of thing. What I'm wondering about is what kind of cost would be involved if I had a serious skydiving accident. I haven't had a major injury since I was a kid, so I don't really even know what ballpark we are talking about. $10k? $50k? More? If something like that were to happen, what kind of difference is a $2k vs $5k deductible going to make? ____________________________________ It’s like selling a million grills all at the same time…with extended warranties. -Hank Hill Quote Share this post Link to post Share on other sites
skybaby 0 #2 April 19, 2004 Well, My accident was just about a year ago...and since then, my total medical costs to date are...........$403,325.00....thank god I had insurance!!!!! You just never know what can go wrong.. Skybaby... Quote Share this post Link to post Share on other sites
TequilaGirl 0 #3 April 19, 2004 My last foot surgery was $48,000 and I only stayed in the hospital one night..... Quote Share this post Link to post Share on other sites
tigra 0 #4 April 19, 2004 My broken ankle is around 30K now and I still have more PT and probably another surgery in a few months to remove hardware. That's for the ER, the OR, an overnight hospital stay, follow up care, PT and a 2nd surgery to remove "temporary" screws. (and that's just what the insurance company paid out- insurance companies pay a negotiated amount which is often considerably less than what we get billed!) Quote Share this post Link to post Share on other sites
GravityGirl 0 #5 April 19, 2004 My broken pelvis cost me $35,000.00 WITHOUT surgery. That was 10 years ago. Blue Cross offers catastrophic insurance that is reasonable. The deductable is high, but at least you won't be out 35 - 250K if the day comes.... ~~~~~~~~~~~~~~~~~ Peace and Blue Skies! Bonnie ==>Gravity Gear! Quote Share this post Link to post Share on other sites
GravityGirl 0 #6 April 19, 2004 And might I say, Skybaby, that you look like a million dollars, so you got off cheap! ~~~~~~~~~~~~~~~~~ Peace and Blue Skies! Bonnie ==>Gravity Gear! Quote Share this post Link to post Share on other sites
dbattman 0 #7 April 19, 2004 Be easy on yourself. Get a $2 million from Blue Cross and be done with it. A full coverage 80/20 was $125/month, but just the accident and hospitalization was about $75 for me (31 yr non-smoker). That would cover anything like a break or a sickness that required admission, but not routine stuff. Please, don't be one of those guys that screws himself in without insurance. Quote Share this post Link to post Share on other sites
argon 0 #8 April 20, 2004 I had a spinal fusion performed in december,1998 L-4/S1 JUST the anesthesia bill was 10,500 dollars. Now,you tell me if its worth it. My wife is an advanced practice trauma nurse-the average trauma case is 250KPLUS. If you don't plan on a future-who could need insurance.Just my 2 cents.*********** Freedom isn't free. Don't forget: Mother Earth is waiting for you--there is a debt you have to pay...... POPS #9329 Commercial Pilot,Instrument MEL Quote Share this post Link to post Share on other sites
lopullterri 0 #9 April 20, 2004 Someone I knowhad 2 in-grown toenails and it cost just under $8000.00 for the surgery.~"I am not afraid. I was born to do this"~ Quote Share this post Link to post Share on other sites
