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cosmicgypsy

Dropzone Business Insurance

Question

Just a general question. How common is it for drop zones to not have insurance? I would think more so for smaller operations. Reason for the question, I'm looking at buying a place and looking for info before or if I do this.

Thanks in advance guys.

John

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What kind of insurance are you asking about?

General liability insurance for skydiving is not a real thing. That's why the waiver is as long and detailed as it is.
Hire a good lawyer to write one for you (you can ask other DZs for recommendations).

"On the ground" liability, stuff that covers spectators tripping and falling, is out there. Some have it, many (big & small) don't. 

Building and equipment insurance (fire & theft) is available. Given the value of the gear, strongly suggested. But not all have it.

Airplane insurance is a somewhat similar thing. Some have it, some don't. Hull insurance covers the airplane if it gets damaged. Liability insurance covers what it hits if it crashes. If you lease a plane, either the owner will have it or he will require that you have it.

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