travel/activity insurance pricing

[RMK 3]

Just an update/FYI for persons looking at global travel cover for skydiving. I’ve had a family policy (4 persons) with global coverage (inc US/CAD) at Extreme+ sports level with DogTag UK for several years.

Each year when I renew, it seems the pricing has fluctuated quite randomly. Last year was £456, however this years covers dropped to £336 – a nice surprise and sizeable price drop.

"Pain is the best instructor, but no one wants to attend his classes"

[Westerly 61]

Still kind of expensive by US standards. I think I paid about $36 for my last skydiving vacation and it included several other benefits beyond just health coverage.

[southpaw31 0]

SO I have it for future reference, who was the company. Or how did you go about finding this?

[Westerly 61]

https://www.roamright.com/

[RMK 3]

Westerly

Still kind of expensive by US standards. I think I paid about $36 for my last skydiving vacation and it included several other benefits beyond just health coverage.

The purpose of the post was the show the percentage change for global activity coverage. There are annual underwriting changes which affect all "global coverage" policies - doesn't matter where you live.

I've had specialist cover for 25 years with a mix of providers. A 26% change is significant in one year; I haven't seen a change of this magnitude since around 2001.


This was not a "I found some cheap insurance" thread.

"Pain is the best instructor, but no one wants to attend his classes"

[RMK 3]

That is also a very good choice. I consider the best two providers to be either DogTag or IHI Bupa (both links below)

www.dogtag.com
https://global.ihi.com/

Real insurance costs real money; however, you do get a great pricing advantage if you can take a family policy instead of a personal policy.

For those looking at “what is cheap”, they should always look to see what is actually covered. The policy isn’t worth anything if it doesn’t cover what you do – just saying a policy covers skydiving is not enough as most of us would also do other “interesting” activities.

"Pain is the best instructor, but no one wants to attend his classes"