Bignugget 0 #101 October 3, 2013 I don't? I do actually, but if that screws your image of me up, just ignore that fact. Reality is I am grandfathered in since I have had health insurance for years and years. (anything prior to 2010). So if you had been more responsible and paying your way all this time you would be grandfathered in as well, and your coverage wouldn't be changing, and your premiums barely increasing. Quote Share this post Link to post Share on other sites
turtlespeed 212 #102 October 3, 2013 BignuggetI don't? I do actually, but if that screws your image of me up, just ignore that fact. Reality is I am grandfathered in since I have had health insurance for years and years. (anything prior to 2010). So if you had been more responsible and paying your way all this time you would be grandfathered in as well, and your coverage wouldn't be changing, and your premiums barely increasing. Why would I want to have payed for somethiing I didn't use? Just because you and yours want me to?I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
Stumpy 284 #103 October 3, 2013 Oh wow, amazing how many people do not understand what insurance means.Never try to eat more than you can lift Quote Share this post Link to post Share on other sites
turtlespeed 212 #104 October 3, 2013 StumpyOh wow, amazing how many people do not understand what insurance means. Do you understand the difference between health care and health insurance?I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
Stumpy 284 #105 October 3, 2013 Very well thanks - did you actually read Bignugget's post? (Hint - he was talking about health insurance)Never try to eat more than you can lift Quote Share this post Link to post Share on other sites
turtlespeed 212 #106 October 4, 2013 StumpyVery well thanks - did you actually read Bignugget's post? (Hint - he was talking about health insurance) I'm speaking of health careI'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
normiss 763 #107 October 4, 2013 Not a bad plan really. My co-pays are currently $20. Deductible is $2250 Out of pocket is $3000 Throw in a FSA and an HRA and most of that gets paid as you go... Wait a second...why you bitchin'???? Now let's discuss dental and eye care coverage. Quote Share this post Link to post Share on other sites
Bignugget 0 #108 October 4, 2013 turtlespeed***Very well thanks - did you actually read Bignugget's post? (Hint - he was talking about health insurance) I'm speaking of health care That makes no sense. You didn't want to pay for health care you aren't using? In what sense? Do you think I get random doctor bills or something because I carried insurance for years? I of course understand that paying for health insurance before you get sick is the whole idea.... If everyone could just wait until they got sick, then sign up for something that gives them 80% off the bill it would be great. A pretty shitty business plan for companies selling insurance though, might result in not so many companies offering insurance....So people carry insurance all the time, IN CASE something happens. Those premiums go to pay for the shit that DOES happen to other people. SO of course you aren't paying for healthcare....you are paying for the option to not pay full price when you need healthcare Quote Share this post Link to post Share on other sites
faulknerwn 38 #109 October 4, 2013 I have a $3000 deductible because I don't care about insurance covering basic visits but want great coverage in case I femur or something. I have 100 percent coverage above the 3 grand up to 1.5 million I believe. I pay $150 a month. And I'm a middle aged female. Young people pay even less. My insurance costs went down for this year, and I got a refund check because BCBS spent more than 20 percent of their fees went to bureaucracy and not health are. I haven't checked the Govt website but from what newspapers have reported I will pay the same or less. The company I used to work had 20 percent or more increase in health care costs every year and that was when Bush was president. How many people on here who don't have insurance can afford to skydive and then will beg their fellow jumpers for money when they femur or just declare bankruptcy and leave the hospital and fellow taxpayers to pay their bills because they could afford to skydive but not to get insurance ? Quote Share this post Link to post Share on other sites
normiss 763 #110 October 4, 2013 Shouldn't the $1.5 mil max be removed now per federal law? I'd double check that...I know mine changed awhile back. Quote Share this post Link to post Share on other sites
turtlespeed 212 #111 October 4, 2013 normissNot a bad plan really. My co-pays are currently $20. Deductible is $2250 Out of pocket is $3000 Throw in a FSA and an HRA and most of that gets paid as you go... Wait a second...why you bitchin'???? Now let's discuss dental and eye care coverage. Because of this . . . QuoteMy monthly payment is going up 209.25% My deductible is going up 181.43% Somehow I am guessing that is not going to help me realize a 2500/year savings. That is what he said, right?I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
JohnnyMarko 1 #112 October 4, 2013 I figured out how to cover my costs! I'll start packing tandems again!!! Any DZ's hiring a young punk and an TI's not scared of line twists? Quote Share this post Link to post Share on other sites
Bignugget 0 #113 October 4, 2013 No, its not. Not surprisingly you don't even quote your own video properly. Quote Share this post Link to post Share on other sites
turtlespeed 212 #114 October 4, 2013 JohnnyMarko I figured out how to cover my costs! I'll start packing tandems again!!! Any DZ's hiring a young punk and an TI's not scared of line twists? Umm - Skydive Atlanta?I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
normiss 763 #115 October 4, 2013 You honestly believed a politician? About a government program? Come on bro. I'm not a fan by any means. I expect this to cost us all a lot more money than anybody ever expected. Just wait and see what happens. I could be wrong. I'm glad I'm able to be in the covered enough to satisfy the IRS pool right now. We'll see how I feel about it at this point next year. Until then I can't honestly judge it. Quote Share this post Link to post Share on other sites
turtlespeed 212 #116 October 4, 2013 BignuggetNo, its not. Not surprisingly you don't even quote your own video properly. Still a slow learner, huh? One of the first clips is when he said "We will start by reducing premiums by 2500 dollars per year per family"I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
Bignugget 0 #117 October 4, 2013 Getting closer, but still not what he said. And you are an individual, not a family. Quote Share this post Link to post Share on other sites
turtlespeed 212 #118 October 4, 2013 BignuggetGetting closer, but still not what he said. And you are an individual, not a family. You don't know shit.I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
OHCHUTE 0 #119 October 4, 2013 They totally circumvent the insurance sales industry. Here, insurance agents must have a license and take 24 hours of continuing education every other year. Selling insurance through these exchanges leaves insurance sales people out in the cold. Pretty amazing the state insurance commissioners allow this. I think they're collecting data to solicit for votes for next election. It's all about big data now, and they're after everyones number. Quote Share this post Link to post Share on other sites
billvon 2,893 #120 October 4, 2013 > Here, insurance agents must have a license and take 24 hours of continuing education >every other year. Selling insurance through these exchanges leaves insurance sales >people out in the cold. Pretty amazing the state insurance commissioners allow this. Cool, another layer of complexity and expense removed. Fewer salesmen = cheaper health insurance. >I think they're collecting data to solicit for votes for next election. If obamacare is as hated as GOPers claim, it should be easy for the GOP to sweep the next election. Just claim "I am against Obamacare!" and they will easily win a majority and be able to cancel it. Quote Share this post Link to post Share on other sites
Backintothesky 0 #121 October 4, 2013 Forgive my ignorance but what's the actual average cost of this whole thing per month then (for the average person) - 200/300 per month, more? I'm far from a socialist/lefty but I do think we are so lucky in Europe to have a, relatively, socially funded healthcare program. You pay your taxes you get healthcare, or hell you get healthcare even if you haven't paid taxes for the most part. Sounds like you guys are getting fucked in the ass Quote Share this post Link to post Share on other sites
normiss 763 #122 October 4, 2013 Everyone keeps forgetting: Co-pay per visit Deductibles Out of pocket Percentage of coverage (a lot of medical bills will be 80/20) Don't miss the double the prices for cigarette smokers either. This isn't "affordable" per se IMO. Quote Share this post Link to post Share on other sites
turtlespeed 212 #123 October 4, 2013 normissEveryone keeps forgetting: Co-pay per visit Deductibles Out of pocket Percentage of coverage (a lot of medical bills will be 80/20) Don't miss the double the prices for cigarette smokers either. This isn't "affordable" per se IMO. It was never intended to be. It is about power and control.I'm not usually into the whole 3-way thing, but you got me a little excited with that. - Skymama BTR #1 / OTB^5 Official #2 / Hellfish #408 / VSCR #108/Tortuga/Orfun Quote Share this post Link to post Share on other sites
DaVinci 0 #124 October 4, 2013 QuoteMine didn't change. Premium rose $40 a month Yours DID change. Mine also changed. Price went up and the services went down. UPS employees lost the ability to sponsor a spouse. So things DID change. Quote Share this post Link to post Share on other sites
BartsDaddy 6 #125 October 5, 2013 DaVinciQuoteMine didn't change. Premium rose $40 a month Yours DID change. Mine also changed. Price went up and the services went down. UPS employees lost the ability to sponsor a spouse. So things DID change. No No No Nothing changed. It is just different now. But nothing has changed. Handguns are only used to fight your way to a good rifle Quote Share this post Link to post Share on other sites
