Forums: Skydiving: Safety and Training:
insurance/saftey

 

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trippin  (A 12345)

Sep 29, 2001, 2:51 PM
Post #1 of 35 (1848 views)
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insurance/saftey Can't Post

 Theres been many threads relating to stats,saftey, ect. I dont want to bring all that up again. I can accept the risks off skydiving, the real concern for me is if something happens most life ins. wont pay off and I do have a wife and kids to think about. Anyone know if you can get life insurance ,while being a skydiver
Anyway hope to get in 4th jump tomorow, and the rest before it gets cold Have had to many delays,layoff,weather,plane broke,ect... mike




skymedic  (C 33561)

Sep 29, 2001, 4:32 PM
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Re: insurance/saftey [In reply to] Can't Post

If you are a member of USPA you can get there life insurance policy. I have it and it cost like 250 a year or something. and gives 100,000 grand or so.

You should become a member as soon as possible anyway.

Marc
Because I fly, I envy no man on earth


Premier phreezone  (D License)
Moderator
Sep 29, 2001, 8:49 PM
Post #3 of 35 (1817 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
You should become a member as soon as possible anyway.
This one I've never understood. Sure you need to be a member if you plan on traveling to other DZ and boogies but you done HAVE to become a member at any time. It took me to 135 jumps to become a member. My DZ did'nt care if I was a member so it was'nt an issue with me either. Being a member is nice but its not a requirement to jump.

Be safe, be smooth, be fast..... and most importantly.... be phree Smile


mountainman  (A License)

Sep 29, 2001, 9:20 PM
Post #4 of 35 (1813 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
My DZ did'nt care if I was a member so it was'nt an issue with me either. Being a member is nice but its not a requirement to jump
this is cuz your DZ isn't a USPA group member. i think they would care if they are USPA group. it just depends where you are.

--------------
Brandon Wren


Premier phreezone  (D License)
Moderator
Sep 29, 2001, 9:44 PM
Post #5 of 35 (1810 views)
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Re: insurance/saftey [In reply to] Can't Post

Actually my second DZ is a member but they dont press the issue that much.

Be safe, be smooth, be fast..... and most importantly.... be phree Smile


skymedic  (C 33561)

Sep 29, 2001, 10:05 PM
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Re: insurance/saftey [In reply to] Can't Post

The reason to become a member has not been more perfectly exemplified than in these last few weeks. the uspa needs our membership to fight for OUR rights to skydive. I could care less whether I can go from one DZ to another. its the fact that the USPA has lobbying power in DC (little though it may be) that I give them my money. the same reason as I give my money to the NRA. With the help of USPA and AOPA we got back into the air again.

Marc
Because I fly, I envy no man on earth


Michele  (B 26874)

Sep 29, 2001, 10:11 PM
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Re: insurance/saftey [In reply to] Can't Post

(whispers to Skymedic): (now if only the NRA would make the same effort, we could all be happy campers.....)Wink



"What of the dreams that never die? Turn to your left at the end of the sky".
~e e cummings~


Aviatrr  (D 27349)

Sep 29, 2001, 10:35 PM
Post #8 of 35 (1805 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
now if only the NRA would make the same effort, we could all be happy campers
WHOA! It's not often you find women that actually VOICE their pro-gun opinions.....especially if you live in California, where that's almost illegal.. Wink

Mike



Michele  (B 26874)

Sep 29, 2001, 11:03 PM
Post #9 of 35 (1803 views)
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Re: insurance/saftey [In reply to] Can't Post

Yeah, well, it is "illegal" to voice it here.....and geesh, if you own one or two (or three, maybe four,), you're looked upon as if you were, I dunno, a terrorist, or at least a traitor.....and Lord help us all if you have enough ammo, and are a good enough shot to handle a situation if it arises. And saints intercede please if one is small enough to fit in my purse, as I show property to men I have never met at night in bad parts of town.....

Wait, am I saying too much?






Nevermind.

Ciels-
Michele (wait, uh, Samantha McGuillicudy, yeah, that's my name.....)


"What of the dreams that never die? Turn to your left at the end of the sky".
~e e cummings~


PhillyKev

Sep 30, 2001, 6:48 AM
Post #10 of 35 (1792 views)
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Re: insurance/saftey [In reply to] Can't Post

Well...for the $45 or so for the membership you get a kickass magazine you couldn't get otherwise. And as skymedic stated, they do a lot for our community. You may not personally see the benefits, but right now they're trying to get a chunck of that $40billion airline bailout money for dz's to make up for the money they lost. They help dzs open and stay open. They also keep the gov't out of regulating our sport.

You may think, so what, I don't own a dz. But more dzs = more competition = cheaper jumps. I'm willing to shell out $45 a year. If that saves me $1 per jump, it's well worth it.

cielos azules y cerveza fra

-Kevin


mountainman  (A License)

Sep 30, 2001, 8:25 AM
Post #11 of 35 (1788 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
Actually my second DZ is a member but they dont press the issue that much
What DZ is that Eric?? I thought you were a die-hard SGC man!! Wink

And yeah....Skymedic and PhillyKev.......excellent points on the lobbying and the magazine. Laura and I just got our mags yesterday and I have to admit that those certainly give me something nice to read and to look at the pictures.

--------------
Brandon Wren


Aviatrr  (D 27349)

Sep 30, 2001, 3:10 PM
Post #12 of 35 (1781 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
and geesh, if you own one or two (or three, maybe four,), you're looked upon as if you were, I dunno, a terrorist, or at least a traitor.....
Well, if I moved back to California, I would be required to get an 'Arsenal' permit......for number of guns and amount of ammo.. Tongue

Mike



Premier phreezone  (D License)
Moderator
Sep 30, 2001, 8:21 PM
Post #13 of 35 (1772 views)
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Re: insurance/saftey [In reply to] Can't Post

I totally agree that being a USPA member has great benifits and I support the organizaion and its actions. What I don't like is the group member thing. It pits group members against non-members. Even though all the jumpers at a DZ pay thier fee if the DZ is'nt a member then none of the jumpers can expect any help if they need it for air-access or the like wise. If it benifits ALL the members then I love the organization but when it only helps select members but not others, that's what gets me frustrated sometimes.
And the thinking that more DZ means cheaper jumps.... jump price is dictated by lots of factors, Fuel price, airplane leases if any, number of jumpers at the DZ, expansion plans of the DZ, lots of little things. All of these set ticket prices not the guy down the road with jump prices .50 cents cheaper. Most people go to the DZ they like to and not the cheapest in the area. I pass a DZ with $14 jumps to go to a DZ with $20 jumps since I like the people and planes better there.

Be safe, be smooth, be fast..... and most importantly.... be phree Smile


mountainman  (A License)

Oct 1, 2001, 3:57 AM
Post #14 of 35 (1765 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
I pass a DZ with $14 jumps to go to a DZ with $20 jumps since I like the people and planes better there.
who has $14 jump tickets, Eric?? I must have missed that!! Tongue

--------------
Brandon Wren


Premier PhreeZone  (D License)
Moderator
Oct 1, 2001, 7:08 AM
Post #15 of 35 (1756 views)
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Re: insurance/saftey [In reply to] Can't Post

Taylor Air Sports is at $16 not $14. I use that as my Second DZ when Idont want to drive over an hour to do 1 or 2 jumps. Getting only to 10500 is another reason don't go there that often.

Be safe, be smooth, be fast..... and most importantly.... be phree Smile


wildblue  (D 26027)

Oct 1, 2001, 7:13 AM
Post #16 of 35 (1756 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
who has $14 jump tickets, Eric?? I must have missed that!!
Probably Taylor, but they're only going to 10,5

I got my renewal notice in the mail a few weeks ago. I really didn't have any intention of renewing. I'd much rather spend the $50 on a non-bias magazine, like Skydiving.
The events of the last few weeks has changed my mind a little. I'm sure the USPA had a little to do with it, but the AOPA probably had more to do with us getting back in the air. Maybe we should just all join them... the AOPA doesn't seem to be such a "Good 'ol Boys Club" - But like I said, the USPA helped a little, I might renew my membership after all.

Then, I saw these two guys swoopin across the pond, and I was like 'weeeeeee!!!!'


Aviatrr  (D 27349)

Oct 1, 2001, 7:26 AM
Post #17 of 35 (1751 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
But like I said, the USPA helped a little, I might renew my membership after all.
The only problem that I see with not renewing is that you would not be allowed to jump at many DZ's and boogies.. I don't know about you, but I like going to different DZ's, and especially the large boogies..

Mike



mountainman  (A License)

Oct 1, 2001, 7:36 AM
Post #18 of 35 (1748 views)
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Re: insurance/saftey [In reply to] Can't Post

In reply to:
Taylor Air Sports is at $16 not $14. I use that as my Second DZ when Idont want to drive over an hour to do 1 or 2 jumps. Getting only to 10500 is another reason don't go there that often.
That's cool. I never knew that. Thanks for the .NFO. Smile

--------------
Brandon Wren


tigra  (C 27417)

Oct 1, 2001, 4:52 PM
Post #19 of 35 (1726 views)
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Re: insurance/saftey [In reply to] Can't Post

"I'd much rather spend the $50 on a non-bias magazine, like Skydiving."

Since when is Skydiving a "non-biased" magazine? They just have their own "bias", which is expressed even in the "news" articles that are published. Don't get me wrong, I've been a subscriber for a few years now. I read it every month, cover to cover, but the articles are never impartial. The opinions of the writers are always made clear, whether it is a recap of Nationals or reporting on a base jumping case in the courts.

(and isn't it less than $20.00 a year?)



lazerq3  (C -34113)

Oct 1, 2001, 4:57 PM
Post #20 of 35 (1726 views)
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Re: insurance/saftey [In reply to] Can't Post

Besides the USPA I called ZURICH DIRECT and for perfect health 100,000 policy was 119/yr or about 11/month with out skydiving. With skydiving (are you sitting down) 659/yr or about 59/month!!! yeeeooouuuuch!!!! So its out there if you got the extra $$$$

jason



Premier phreezone  (D License)
Moderator
Oct 1, 2001, 6:12 PM
Post #21 of 35 (1719 views)
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Re: insurance/saftey [In reply to] Can't Post

One thing that I don't like about Parachutist is that if something happens at a non-member DZ then its not going to be published. I mean you could have a State record build and get great pictures of it but no one will ever see it because its not a group member. Skydiving Mag on the other hand will publish ANYTHING.... good or bad....

Be safe, be smooth, be fast..... and most importantly.... be phree Smile


skymedic  (C 33561)

Oct 1, 2001, 6:19 PM
Post #22 of 35 (1717 views)
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Re: insurance/saftey [In reply to] Can't Post

well phree, that would make sense being that it is the "official publication of the United States Parachuting Association"

Marc
Because I fly, I envy no man on earth


Premier phreezone  (D License)
Moderator
Oct 1, 2001, 7:23 PM
Post #23 of 35 (1707 views)
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Re: insurance/saftey [In reply to] Can't Post

But what about all the USPA members that are in the record or picture? Should they get shorted just because the DZ is not a member? Thats kinda favoring one group of jumpers if you ask me if they want to get published. This is one of those questions that never gets answered all the way...."Is the USPA there for the Jumpers or the DZO's?" Most people say both, but some times the two groups are at different viewpoints on the same topic. How should the USPA react? I say do away with the group member program and focus on the members needs. Form a DZO group to takeover the stuff the USPA would no longer do.
Thats my opinion but its always open to change.

Be safe, be smooth, be fast..... and most importantly.... be phree Smile


Premier billvon  (D 16479)
Moderator
Oct 1, 2001, 7:35 PM
Post #24 of 35 (1705 views)
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Re: insurance/saftey [In reply to] Can't Post

 
>But what about all the USPA members that are in the record or picture? Should
> they get shorted just because the DZ is not a member?

Well, yes. They don't cover BASE, skiing or rock climbing, other than the crossover parts of those sports (like paraski) even though many USPA members ski, BASE jump and rock climb. The magazine is the official publication of USPA, and exists mainly to inform members of what's going on in the organization. If you want more, there's always skydiving magazine (or rock+ice or ski magazine, etc)

>This is one of those questions that never gets answered all the way...."Is the
> USPA there for the Jumpers or the DZO's?" Most people say both, but some
> times the two groups are at different viewpoints on the same topic. How should
> the USPA react?

This, it seems to me, is exactly what the USPA is for - as a body that can step in and negotiate between the two. Are jump prices too high? USPA's a good organization to try to get them down. FAA won't let us do demos, or fly in formation? USPA can help there. A DZO is killing students due to unsafe gear? Again, USPA's a good way to address that.

> I say do away with the group member program and focus on the members needs.
> Form a DZO group to takeover the stuff the USPA would no longer do.
> Thats my opinion but its always open to change.

I don't want the DZ's represented by a business consortium whose primary goal is profit. I'd rather have a voluntary skydiver-oriented organization that looks at both sides of the equation.


-bill von


larry  (A 39180)

Oct 2, 2001, 5:36 AM
Post #25 of 35 (1683 views)
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Re: insurance/saftey [In reply to] Can't Post

trippin,
The life insurance I have through my work will cover me in a skydiving accident as long as I was not doing it professionally (as a JM or a paid demo jump, etc.). I am covered if I were to bounce doing a recreational sports jump. So to answer your question, it is definitely possible to get life insurance that will cover you while skydiving, but I would ask the insurer before I got any new coverage.


-Larry

<insert cool catch phrase here>


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